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Property Type: Detached HouseOwnership: Freehold
10 PATTISON Place
Fergus, ON N1M3V1
MLS® 40871791
$849,900
3 bed2 bath6 parking1,642 sqftBuilt 2002
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.11 acres
- Frontage
- 42 feet
R1-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,690.78
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 19'0'' x 18'8'' |
| Utility room | Basement | 19'4'' x 14'7'' |
| Cold room | Basement | 4'3'' x 14'11'' |
| Recreation room | Basement | 31'6'' x 17'1'' |
| Bonus Room | Basement | 11'9'' x 14'6'' |
| 3pc Bathroom | Basement | 6'2'' x 6'0'' |
| Office | Main level | 9'0'' x 9'0'' |
| Bedroom | Main level | 10'6'' x 9'4'' |
| Bedroom | Main level | 13'11'' x 9'4'' |
| 4pc Bathroom | Main level | 8'1'' x 11'9'' |
| Primary Bedroom | Main level | 11'10'' x 15'0'' |
| Kitchen | Main level | 10'10'' x 10'1'' |
| Dining room | Main level | 11'7'' x 10'11'' |
Description
Single-level living AND a double car garage, plus parking for four more on the double driveway. Room for your cars, your toys, and the whole family when they come to visit. Inside, three bedrooms give you space for guests, hobbies or both. The primary suite has ensuite access and a large walk-in closet. The eat-in kitchen is the heart of the home, with a large pantry. Storage is everywhere in this house. Off the front, a bright bonus room is ready to become your home office, reading nook or library. Head downstairs for even more flexibility. A finished room with its own 3-piece bath is perfect for overnight guests or adult children who need their own space. The unfinished area is a blank canvas for the rec room or games room you’ve always wanted. Out back, the large fenced yard is made for slow evenings around the fire on the patio, or watching the grandkids run around while you relax. All the comfort of a bungalow, all the space you need, in the charming town of Fergus. This is the one! (id:63161)
Listing Information
- MLS®
- 40871791
- Data last synced
- October 25, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40871791
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$518/sqft
Building average
—
No other active listings in this building
51 - Rural Centre Wellington West average
$621/sqft
1 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$472.90
Total monthly cost$4,859.51
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
