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Property Type: Detached HouseOwnership: Freehold
10 PATTISON PLACE
Centre Wellington (Fergus), ON N1M3V1
MLS® X14089734
74
Walk Score
50
Bike
$849,900
3 bed2 bath6 parking
74
Walk Score
50
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 57.4 x 118 FT
- Frontage
- 57.4 feet
R1-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,690.78 (2026)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | — |
| Cold room | Basement | — |
| Laundry room | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Office | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Basement | — |
Description
Single-level living AND a double car garage, plus parking for four more on the double driveway. Room for your cars, your toys, and the whole family when they come to visit. Inside, three bedrooms give you space for guests, hobbies or both. The primary suite has ensuite access and a large walk-in closet. The eat-in kitchen is the heart of the home, with a large pantry. Storage is everywhere in this house. Off the front, a bright bonus room is ready to become your home office, reading nook or library. Head downstairs for even more flexibility. A finished room with its own 3-piece bath is perfect for overnight guests or adult children who need their own space. The unfinished area is a blank canvas for the rec room or games room you've always wanted. Out back, the large fenced yard is made for slow evenings around the fire on the patio, or watching the grandkids run around while you relax. All the comfort of a bungalow, all the space you need, in the charming town of Fergus. This is the one! (id:63161)
Listing Information
- MLS®
- X14089734
- Tax assessment year
- 2026
- Data last synced
- October 25, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X14089734
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$390.90
Total monthly cost$4,777.51
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,124.76
Cash Needed at Closing
Minimum down payment$59,990
Estimated Land Transfer Tax (LTT)$13,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
