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Property Type: Detached HouseOwnership: Freehold
8420 ERAMOSA-GARAFRAXA TOWNLINE
Centre Wellington, ON N1M2W5
MLS® X13094578
0
Walk Score
27
Bike
$924,900
4 bed2.5 bath7 parking
0
Walk Score
27
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 227.7 FT ; IRR
- Frontage
- 227.8 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,852 (2026)
Interior
- Basement
- Crawl space
- Heating
- Baseboard heaters, Forced air, Oil, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Office | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
Description
Country roads, take you home. Welcome to this charming bungalow set on a picturesque and private 2-acre rural property just minutes from Fergus, offering the perfect blend of peaceful country living and everyday convenience. Nestled among mature trees and surrounded by beautiful farmland, this well-maintained home offers over 2100 sq ft of main floor living space designed for comfort, functionality, and connection to nature.From the moment you arrive, the setting captures your attention-winding driveway, mature landscaping, and a beautifully treed lot creating privacy and serenity in every direction. Inside, the spacious foyer welcomes you into a thoughtfully laid out main floor featuring a generous living room anchored by a stunning brick fireplace and woodstove, creating a warm and inviting place to gather. Large windows throughout flood the home with natural light and frame peaceful country views.The heart of the home offers a bright kitchen with ample cabinetry and prep space, connected to both a formal dining room and casual breakfast area-ideal for family meals or entertaining. A separate family room provides additional flexible living space with walkout access to the backyard and deck, creating seamless indoor-outdoor living.With 3+ bedrooms plus a dedicated office, this home offers excellent versatility for families, downsizers, or those working from home. The spacious primary bedroom includes generous closet space, while the updated main bath adds fresh appeal. Convenient main floor laundry/mudroom with an additional 2-piece bath and garage access enhances daily functionality.Outside, enjoy expansive green space, mature trees, and room to garden, play, or simply relax and enjoy the sounds of nature. The attached garage and ample parking add convenience, while the location offers the best of both worlds-quiet rural living just a short drive to Fergus, Elora, and Guelph. (id:63159)
Listing Information
- MLS®
- X13094578
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
RE/MAX Real Estate Centre Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc
MLS® Number: X13094578
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
31,093
(2021 Census)
+10.3% since 2016
Density: 75.9/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (condo fees, tax, utilities, etc.)$487.67
Total monthly cost$5,261.38
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$67,490
Stress test qualifying rate8.19%
Payment you must qualify for$6,648.13
Cash Needed at Closing
Minimum down payment$67,490
Estimated Land Transfer Tax (LTT)$14,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
