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Property Type: Detached HouseOwnership: Freehold
8096 WELLINGTON ROAD 18 ROAD N
Centre Wellington (Fergus), ON N1M2W5
MLS® X13775786
$1,050,000
3 bed2 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 335 x 128.1 FT
- Frontage
- 335 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,965 (2025)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Workshop | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to your beautiful riverfront retreat! Nestled on 1.57 acres of picturesque land. They say Life is Better at the River. And at 8096 Wellington Rd 18, it is Easy to see why....Because This charming all-brick bungalow boasts 360 feet of coveted Grand River frontage. Step inside to discover a fully updated interior with modern comforts, 3 bedrooms, 2 full bathrooms and access to extra attic storage. The cozy living room invites you to unwind by the gas fireplace, while the adjacent eat-in kitchen features a convenient island, dining space and offers breathtaking views of the river. With a walkout to the deck, you can easily transition from indoor relaxation to outdoor enjoyment, soaking in the tranquil sights and sounds of the flowing water. Keeping an eye on your four-legged friends is easy when the property is surrounded by invisible fencing. Entertainment awaits in the generous rec room, complete with another inviting gas fireplace and ample space for games or movie nights with loved ones. Outside, the meticulously maintained grounds beckon you to explore, with multiple seating areas providing the perfect vantage points for river gazing. Follow the pathways to discover a grassy area and firepit by the river, ideal for roasting marshmallows under the stars or simply unwinding in nature's embrace. Practicality meets convenience with multiple storage sheds and a paved driveway, ensuring plenty of space for your outdoor gear and vehicles. Whether you're an avid fly fishing, kayaker, or simply seeking solace in the beauty of great outdoors, this property offers an unparalleled opportunity to immerse yourself in nature's splendor. Do not miss the chance to experience this gem. Schedule your viewing today and prepare to fall in love with this riverside living as They say Life is Better at the River. (id:63159)
Listing Information
- MLS®
- X13775786
- Tax assessment year
- 2025
- Data last synced
- October 14, 2026
KINGSWAY REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KINGSWAY REAL ESTATE
MLS® Number: X13775786
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (condo fees, tax, utilities, etc.)$497.08
Total monthly cost$5,916.48
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$80,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,521.13
Cash Needed at Closing
Minimum down payment$80,000
Estimated Land Transfer Tax (LTT)$17,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
