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Property Type: TownhouseOwnership: Freehold
163 WILLIAM Street
Elmira, ON N3B0C2
MLS® 40870625
$624,900
3 bed3.5 bath3 parking1,944 sqftBuilt 2016
Open House
Saturday, October 31
1:00 PM – 3:00 PM
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 20 feet
R-7A
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,749.72
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 9'4'' x 9'4'' |
| Storage | Basement | 15'3'' x 7'1'' |
| Storage | Basement | 9'4'' x 4'9'' |
| Recreation room | Basement | 20'4'' x 18'0'' |
| Bedroom | Second level | 14'4'' x 9'2'' |
| Bedroom | Second level | 14'5'' x 9'2'' |
| Primary Bedroom | Second level | 15'1'' x 10'8'' |
| 3pc Ensuite bath | Second level | 8'1'' x 7'8'' |
| 4pc Bathroom | Second level | 7'7'' x 6'7'' |
| Living room | Main level | 10'11'' x 18'8'' |
| Eat in kitchen | Main level | 8'11'' x 18'8'' |
| 2pc Bathroom | Main level | 5'9'' x 5'9'' |
Description
Move-in ready, finished top-to-bottom, and steps to Riverside Public School! Built by Claysam Homes, 163 William Street offers nearly 2,000 sq. ft. of bright, functional living space in one of Elmira’s most desirable neighbourhoods. The carpet-free main floor features an open-concept layout with a stylish kitchen, stainless steel appliances, subway tile backsplash, and crown moulding. Step through sliding doors to your private, fully fenced backyard complete with an deck and pergola—perfect for outdoor entertaining. Larger than it looks...upstairs boasts 3 spacious bedrooms, 2 full baths, and convenient upper-level laundry. The primary retreat includes a walk-in closet and private 3-piece ensuite. Downstairs, the newly finished basement adds a generous recreation room for movie nights, a home gym, or a dedicated play space. Steps from Riverside Public School, scenic trails, parks, and downtown Elmira amenities, with a quick commute to Waterloo. A turnkey freehold home that checks every box! (id:63161)
Listing Information
- MLS®
- 40870625
- Data last synced
- October 28, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40870625
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$321/sqft
Building average
—
No other active listings in this building
550 - Elmira average
$356/sqft
6 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (2)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$499,920.00
Periodic payment — Principal & Interest (monthly)$3,225.31
Additional monthly expenses (condo fees, tax, utilities, etc.)$409.48
Total monthly cost$3,634.79
Interest paid over 5-yr term$143,278.51
Balance at end of term$449,679.66
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,554.62
Cash Needed at Closing
Minimum down payment$37,490
Estimated Land Transfer Tax (LTT)$8,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.