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Property Type: TownhouseOwnership: Freehold
21 PORCHLIGHT Drive
Elmira, ON N3B3M7
MLS® 40852970
59
Walk Score
59
Bike
$614,900
3 bed3.5 bath3 parking1,938 sqftBuilt 2004
59
Walk Score
59
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Other
- Stories
- 2
- Frontage
- 25 feet
R5A
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,361.4
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 4'9'' x 7'2'' |
| Recreation room | Basement | 11'4'' x 18'10'' |
| Laundry room | Basement | 12'3'' x 7'7'' |
| Cold room | Basement | 7'6'' x 7'4'' |
| 3pc Bathroom | Basement | 6'3'' x 7'4'' |
| Primary Bedroom | Second level | 21'1'' x 13'0'' |
| Bedroom | Second level | 12'0'' x 9'1'' |
| Bedroom | Second level | 12'0'' x 7'11'' |
| 4pc Bathroom | Second level | 5'0'' x 9'3'' |
| Living room | Main level | 12'0'' x 19'9'' |
| Kitchen | Main level | 8'2'' x 8'4'' |
| Dinette | Main level | 10'4'' x 8'9'' |
| 2pc Bathroom | Main level | 5'3'' x 4'6'' |
Description
Welcome to 21 Porchlight Drive—an inviting 3-bedroom freehold townhome offering comfortable living, a private backyard and exceptional value in one of Elmira’s family-friendly neighbourhoods! The eat-in galley kitchen provides an abundance of cupboard and counter space and includes a newer fridge and stove, dishwasher and microwave. The bright, generously sized living room walks out to a deck with a covered gazebo and natural gas BBQ line—an ideal setting for relaxing, entertaining or enjoying summer meals outdoors. Backing onto green space with no neighbours directly behind, the backyard offers privacy and a peaceful natural outlook that can be difficult to find in townhome living. Upstairs, the spacious primary bedroom provides ample closet space and convenient semi-ensuite access, while two additional bedrooms offer flexibility for family, guests or a home office. The finished basement adds valuable living space with a comfortable family room that could also serve as a games room, TV room, home gym or play area. Additional features include a new sump pump, newer water softener, washer and dryer, furnace and central air conditioning, newer roof, and recently replaced smoke and carbon monoxide detectors. The water heater is rented through Reliance. Parking is available for 3 vehicles, with 1 in the attached garage and 2 in the driveway. Walk to schools, parks, playgrounds, scenic trails and the Woolwich Memorial Centre, with shopping, restaurants and downtown Elmira nearby. Offering space, privacy and everyday convenience at an attractive price point, this home is an outstanding opportunity to make Elmira your home! (id:63161)
Listing Information
- MLS®
- 40852970
- Data last synced
- October 25, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40852970
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$317/sqft
Building average
—
No other active listings in this building
550 - Elmira average
$356/sqft
6 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.1 km away
Mortgage & Ownership Cost Calculator
Minimum required: 5.9% ($36,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$491,920.00
Periodic payment — Principal & Interest (monthly)$3,173.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$377.12
Total monthly cost$3,550.82
Interest paid over 5-yr term$140,985.69
Balance at end of term$442,483.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$36,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,484.84
Cash Needed at Closing
Minimum down payment$36,490
Estimated Land Transfer Tax (LTT)$8,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.