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Property Type: Detached HouseOwnership: Freehold
5512 TOWNSHIP RD 3
Guelph/Eramosa, ON N0B2M0
MLS® X13802810
$1,440,000
5 bed2 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 105 x 332.2 FT ; Lot Size Irregular
- Frontage
- 105 feet
RR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Family room | Main level | — |
| Laundry room | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
This is the perfect opportunity for a renovator or buyer looking to restore and personalize a classic stone farmhouse in an exceptional country location. You know what they say, Location, location, location, and this one has it. Built in 1844, this beautiful natural stone farmhouse is set on a picturesque 4 ACRE, beautifully treed lot surrounded by farmland, offering a peaceful country setting with exceptional privacy. Tucked down a long, tree-lined laneway and located on a paved road, this 5-bedroom, 2-bathroom home is filled with the character and craftsmanship you would expect from a home of this era. Original hardwood floors, high baseboards, generous principal rooms and the timeless stone exterior provide an incredible foundation for someone with vision. With two separate living rooms and plenty of space throughout, this is a solid country home ready for its next chapter. The property also features a historic carriage house attached to the home, providing excellent additional storage and even more old-world character. Outside, mature trees, gardens and a creek create a private country oasis, with open farm fields providing a beautiful backdrop in every direction. (id:63159)
Listing Information
- MLS®
- X13802810
- Data last synced
- September 19, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X13802810
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 8.3% ($119,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,152,000.00
Periodic payment — Principal & Interest (monthly)$7,432.31
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$7,432.31
Interest paid over 5-yr term$330,166.51
Balance at end of term$1,036,227.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$119,000
Stress test qualifying rate8.19%
Payment you must qualify for$10,242.69
Cash Needed at Closing
Minimum down payment$119,000
Estimated Land Transfer Tax (LTT)$25,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$145,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.