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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
7051 FIFE ROAD
Guelph/Eramosa, ON N1H6J4
MLS® X14115906
12
Walk Score
28
Bike
$1,174,900
4 bed3.5 bath10 parking
12
Walk Score
28
Bike
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 218 x 198 FT
- Frontage
- 218 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,773.69 (2025)
Interior
- Basement
- Separate entrance, Walk out, Walk-up, N/A, N/A, N/A
- Heating
- Natural gas, Other
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
Description
Country space, city convenience! Welcome to 7051 Fife Road, ideally located just outside Guelph. This spacious 2,000+ sq. ft. sidesplit sits on a beautiful one-acre lot with a massive double-wide driveway and a two-car shop boasting ceiling height for a car hoist. Enjoy year-round comfort with gas boiler heating and forced-air A/C-the best of both worlds! (id:63161)
Listing Information
- MLS®
- X14115906
- Tax assessment year
- 2025
- Data last synced
- October 27, 2026
M1 Real Estate Brokerage Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: M1 Real Estate Brokerage Ltd
MLS® Number: X14115906
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($92,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$939,920.00
Periodic payment — Principal & Interest (monthly)$6,064.04
Additional monthly expenses (condo fees, tax, utilities, etc.)$564.47
Total monthly cost$6,628.52
Interest paid over 5-yr term$269,383.77
Balance at end of term$845,461.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$92,490
Stress test qualifying rate8.19%
Payment you must qualify for$8,392.73
Cash Needed at Closing
Minimum down payment$92,490
Estimated Land Transfer Tax (LTT)$19,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$113,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
