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Property Type: Other
1137 RIDGE ROAD
Hamilton, ON L8J2X5
MLS® X13590914
$1,598,000
3 bed3 bath19 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Style
- Bungalow
- Stories
- 1
- Lot size
- 141.5 x 1544.7 FT
- Frontage
- 141.6 feet
Ownership & Fees
- Property type
- Other
- Annual property tax
- $4,380.23 (2026)
Interior
- Basement
- Full, Walk-up
- Heating
- Forced air, Propane
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
- Appliances
- Window Coverings, Garage door opener remote(s)
Description
Don't miss this incredible and rare opportunity to own a spacious bungalow located on over 8 acres of scenic land with breathtaking views of the Toronto skyline and backing onto the Niagara Escarpment! If you are searching for privacy and love nature, this home is for you- with stunning sunsets and an ideal location- enjoy country living while still being very close to all city amenities in Stoney Creek! The well maintained, 3 bedroom, 3 washroom bungalow offers a functional layout and plenty of room with ample storage space and lots of natural light- enjoy the beautiful views from the front and back of this home since it is set far back from the road! The full, walk up basement with tall ceilings offers plenty of additional room and is ready to be customized to your lifestyle. In addition, there is a quonset with a garage on the side and a workshop at the back with endless possibilities! This is an ideal setting offering peace and privacy for a family to enjoy! (id:63161)
Listing Information
- MLS®
- X13590914
- Tax assessment year
- 2026
- Data last synced
- October 21, 2026
Royal LePage Real Estate Associates
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Real Estate Associates
MLS® Number: X13590914
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Rural Stoney Creek average
$40,405/sqft
1 active listing(s)
Parking: 19 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Burlington
10°C
—
Humidity 94%
Wind WSW calm km/h
Tonight
5°
Thursday
21°
Thursday night
7°
Friday
14°
Friday night
2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
580,412
(2021 Census)
+5.9% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($319,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,278,400.00
Periodic payment — Principal & Interest (monthly)$8,247.80
Additional monthly expenses (condo fees, tax, utilities, etc.)$365.02
Total monthly cost$8,612.82
Interest paid over 5-yr term$366,393.11
Balance at end of term$1,149,924.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$319,600
Stress test qualifying rate8.19%
Payment you must qualify for$9,912.38
Cash Needed at Closing
Minimum down payment$319,600
Estimated Land Transfer Tax (LTT)$28,435
Legal / closing costs (typical estimate)$1,500
Total cash needed$349,535
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.