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Property Type: Condo / ApartmentOwnership: Condominium
1 VICTORIA Street S Unit# 1304
Kitchener, ON N2G0B5
MLS® 40864095
$274,900
1 bed1 bath521 sqftBuilt 2016
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
D6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $502/mo
- Annual property tax
- $3,022.89
Maintenance Fee Includes
WaterManagementHeat
Also included: Landscaping, Insurance, Residential Manager
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | 5'4'' x 10'8'' |
| Bedroom | Main level | 11'4'' x 9'4'' |
| Kitchen | Main level | 13'2'' x 11'2'' |
| Living room | Main level | 10'10'' x 11'2'' |
Description
Modern urban living in the heart of Kitchener’s Innovation District at One Victoria. Overlooking vibrant King Street, this stylish 1-bedroom, 1-bathroom condo offers a bright open-concept layout with engineered hardwood flooring and convenient in-suite laundry. The contemporary kitchen features quartz countertops, stainless steel appliances, tile backsplash and a functional breakfast bar that opens naturally into the living space. Residents enjoy an impressive collection of building amenities including a fully equipped fitness centre, private media/theatre room, resident lounge, landscaped outdoor terrace with BBQ stations, executive meeting space, secure bike storage and on-site concierge. The location is hard to beat. Walk to Google, The Tannery, McMaster’s School of Medicine, the University of Waterloo School of Pharmacy and Victoria Park. The ION LRT and Kitchener GO Station are just steps away, along with downtown restaurants, cafes, shopping and entertainment. An ideal opportunity for professionals, students, investors or anyone looking for low-maintenance urban living in one of Kitchener’s most connected neighbourhoods. The unit also includes a private storage locker. Please note, there is no dedicated parking space included, but may be an opportunity to rent one. (id:63159)
Listing Information
- MLS®
- 40864095
- Data last synced
- September 28, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40864095
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$528/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$519/sqft
116 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$219,920.00
Periodic payment — Principal & Interest (monthly)$1,418.85
Additional monthly expenses (condo fees, tax, utilities, etc.)$779.56
Total monthly cost$2,198.41
Interest paid over 5-yr term$63,029.70
Balance at end of term$197,818.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,745
Stress test qualifying rate8.19%
Payment you must qualify for$2,024.93
Cash Needed at Closing
Minimum down payment$13,745
Estimated Land Transfer Tax (LTT)$2,599
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,844
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
