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Property Type: Condo / ApartmentOwnership: Condominium
404 W KING Street W Unit# 212
Kitchener, ON N2G4Z9
MLS® 40840954
$285,000
1 bed1 bath1 parking590 sqftBuilt 2006
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
SGA-3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $728/mo
- Annual property tax
- $3,065.08
Maintenance Fee Includes
WaterManagement
Also included: Landscaping, Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 6'7'' x 8'1'' |
| 4pc Bathroom | Main level | 5'3'' x 9'0'' |
| Primary Bedroom | Main level | 10'8'' x 11'5'' |
| Kitchen | Main level | 8'6'' x 10'7'' |
| Living room | Main level | 10'8'' x 19'11'' |
Description
Live in the heart of downtown Kitchener, steps from shops, restaurants, cafes, festivals, events and the LRT, in one of the city's most iconic buildings. This 1 bedroom, 1 bathroom condo at The Kaufman Lofts blends original character with modern comfort. The Kaufman Factory was ahead of its time when it was built in the early 1900s, designed by renowned architect Albert Kahn to maximize natural light something that you'll feel it the moment you walk in. This unit is an industrial lover's dream, with polished concrete floors, soaring ceilings, exposed ductwork, and a striking original pillar that gives the space real character and history. The open-concept layout makes great use of the space and is flooded with natural light from the building's signature oversized windows. The kitchen impresses with stone countertops, a stylish backsplash, and stainless-steel appliances, flowing seamlessly into the living area. The bedroom offers a comfortable retreat with a large closet and bonus overhead storage, alongside a 4-piece bathroom and in-suite laundry. This unit also includes a rare private storage room, a new heat pump (2025), a parking spot, and access to the building's amenities, including a party room and the rooftop terrace with an incredible view of the city. Contact your realtor today and book your showing. (id:63159)
Listing Information
- MLS®
- 40840954
- Data last synced
- September 15, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: 40840954
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$483/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$521/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$228,000.00
Periodic payment — Principal & Interest (monthly)$1,470.98
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,013.14
Total monthly cost$2,484.12
Interest paid over 5-yr term$65,345.46
Balance at end of term$205,086.74
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,250
Stress test qualifying rate8.19%
Payment you must qualify for$2,099.33
Cash Needed at Closing
Minimum down payment$14,250
Estimated Land Transfer Tax (LTT)$2,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,500
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
