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Property Type: Condo / ApartmentOwnership: Condominium
404 KING Street W Unit# 317
Kitchener, ON N2G4Z9
MLS® 40861169
96
Walk Score
65
Transit
91
Bike
$317,000
1 bed1 bath1 parking581 sqft
96
Walk Score
65
Transit
91
Bike
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
D6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $782/mo
- Annual property tax
- $3,163.5
Maintenance Fee Includes
WaterManagement
Also included: Landscaping, Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 6'7'' x 13'7'' |
| Dinette | Main level | 6'8'' x 10'11'' |
| Kitchen | Main level | 10'11'' x 10'11'' |
| Bedroom | Main level | 9'3'' x 10'7'' |
| 4pc Bathroom | Main level | 5'2'' x 8'4'' |
Description
Welcome to unit #317 at 404 King St W in trendy Downtown Kitchener. This stunning loft in the historic Kaufman building is a 1 bedroom, 1 bathroom unit that boasts 14-foot ceilings, expansive windows flooding the living space with natural light, and exquisite polished concrete floors. The upgraded kitchen and bathroom, along with the Juliette balcony create an urban oasis. Included with this property is a conveniently located storage locker on the same level and a surface parking spot. Residents also enjoy access to the rooftop patio, where barbecues are permitted, and a versatile party/meeting room. The Kaufman Lofts hold a central position, making them an ideal choice for young couples, professionals, or savvy investors seeking opportunities in the rapidly expanding Downtown Kitchener. Nestled in the heart of DTK, this residence offers easy walking access to Google, UW Pharmacy School, Communitech, as well as trendy shops, pubs, and restaurants. The LRT stop right outside the building provides convenient access to North Waterloo and South Kitchener, and is located across the street from the future regional transit hub and VIA Rail. With nearby Kitchener GO, LRT, transit and highway 7/8 just minutes away, getting around and outside of the city has never been easier. Whether you’re buying to live or to invest, this unit offers the best of downtown living in one of the region’s most stylish addresses. (id:63159)
Listing Information
- MLS®
- 40861169
- Data last synced
- September 17, 2026
Bosley Real Estate Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Bosley Real Estate Ltd.
MLS® Number: 40861169
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$546/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$519/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$253,600.00
Periodic payment — Principal & Interest (monthly)$1,636.14
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,074.93
Total monthly cost$2,711.07
Interest paid over 5-yr term$72,682.49
Balance at end of term$228,114.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,850
Stress test qualifying rate8.19%
Payment you must qualify for$2,335.04
Cash Needed at Closing
Minimum down payment$15,850
Estimated Land Transfer Tax (LTT)$3,230
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,580
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
