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Property Type: Condo / ApartmentOwnership: Condominium
410 KING Street W Unit# 408
Kitchener, ON N2G1C3
MLS® 40869051
$299,900
1 bed1 bath1 parking757 sqftBuilt 2008
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
D6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $925/mo
- Annual property tax
- $3,388.46
Maintenance Fee Includes
WaterHeat
Also included: Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 13'5'' x 10'8'' |
| Kitchen | Main level | 11'0'' x 9'11'' |
| Dining room | Main level | 9'6'' x 12'11'' |
| Bedroom | Main level | 9'10'' x 12'7'' |
| 4pc Bathroom | Main level | 5'3'' x 8'7'' |
Description
Welcome to Kaufman Lofts, a unique historic building in the heart of Downtown Kitchener. This well-appointed 1 bedroom, 1 bathroom condo offers a stylish urban lifestyle with character throughout. The open-concept layout is complemented by soaring ceilings, large windows, and distinctive loft-inspired details that create a bright and inviting living space. The kitchen offers ample cabinetry and workspace, flowing seamlessly into the living and dining areas. Enjoy the convenience of being steps from downtown restaurants, cafes, shopping, transit, the Innovation District, and Kitchener GO Station. Residents also have access to fantastic building amenities, including a rooftop terrace, party room, bike storage, and private storage lockers. An excellent opportunity for first-time buyers, professionals, investors, or anyone looking to enjoy the convenience and energy of downtown living. (id:63161)
Listing Information
- MLS®
- 40869051
- Data last synced
- October 24, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40869051
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$396/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$523/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,245.28
Total monthly cost$2,793.16
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,209.08
Cash Needed at Closing
Minimum down payment$14,995
Estimated Land Transfer Tax (LTT)$2,974
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,469
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
