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Property Type: Condo / ApartmentOwnership: Condominium
100 GARMENT Street Unit# 902
Kitchener, ON N2G0C3
MLS® 40830612
$429,000
2 bed1 bath1 parking822 sqftBuilt 2018
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
M2
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $638/mo
- Annual property tax
- $3,812.21
Maintenance Fee Includes
WaterManagementHeat
Also included: Insurance, Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 15'9'' x 10'6'' |
| Kitchen | Main level | 14'5'' x 10'6'' |
| 4pc Bathroom | Main level | — |
| Primary Bedroom | Main level | 11'3'' x 10'0'' |
| Bedroom | Main level | 10'0'' x 10'5'' |
Description
Welcome to Garment Street Lofts in the heart of downtown Kitchener! This stylish 2-bedroom, 1-bathroom condo offers 822 sq. ft. of interior living space with a bright, north-facing exposure. The open-concept layout is designed for modern living — blending functionality with comfort. Natural light enhances the clean, contemporary finishes, creating a warm and inviting atmosphere throughout. As a resident, you’ll enjoy access to outstanding amenities: Rooftop patio with BBQs, planter boxes, tables and chairs — perfect for summer evenings. Co-working space on the 3rd floor, ideal for remote work or study. Fully equipped fitness centre and theatre room on the 2nd floor. This unit also includes one underground parking space for your convenience. Located steps from the Innovation District, Google HQ, Victoria Park, LRT, restaurants, shops, and nightlife, this condo puts you at the centre of Kitchener’s vibrant downtown. Whether you’re a first-time buyer, investor, or professional seeking a low-maintenance home close to work and play, Suite 902 is a must-see opportunity. Some photos have been virtually staged. (id:63159)
Listing Information
- MLS®
- 40830612
- Data last synced
- September 15, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40830612
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$522/sqft
Building average
—
No other active listings in this building
212 - Downtown Kitchener/East Ward average
$470/sqft
68 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$343,200.00
Periodic payment — Principal & Interest (monthly)$2,214.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$996.68
Total monthly cost$3,210.89
Interest paid over 5-yr term$98,362.11
Balance at end of term$308,709.51
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,160.04
Cash Needed at Closing
Minimum down payment$21,450
Estimated Land Transfer Tax (LTT)$5,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,005
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
