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Property Type: Condo / ApartmentOwnership: Condominium
108 GARMENT Street Unit# 1510
Kitchener, ON N2G0E2
MLS® 40862387
$319,900
1 bed1 bath1 parking555 sqftBuilt 2022
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
1R, 294U, 463U, 710R, D-6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $554/mo
- Annual property tax
- $3,039
Maintenance Fee Includes
ManagementHeat
Also included: Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 9'11'' x 10'5'' |
| Living room | Main level | 12'6'' x 11'11'' |
| Kitchen | Main level | 10'5'' x 8'11'' |
| 4pc Bathroom | Main level | 8'0'' x 5'5'' |
Description
Welcome to stylish urban living in the heart of Kitchener's highly sought-after Innovation District. This beautifully upgraded 1-bedroom, 1-bathroom condo offers a bright, modern living space designed for both comfort and convenience.The open-concept layout features a contemporary kitchen complete with quartz countertops, a peninsula with seating, stainless steel appliances, and upgraded lighting that adds a sophisticated touch. Expansive floor-to-ceiling windows flood the unit with natural light, while the private balcony offers impressive views of downtown. Residents enjoy an exceptional collection of amenities, including a fitness centre, yoga studio, party room, outdoor pool with lounge area, and a rooftop terrace perfect for relaxing or entertaining. Ideally located in the vibrant Garment District, you're just steps from Victoria Park, the ION Light Rail, Kitchener's restaurants and cafe's, the Farmers' Market, Google, the University of Waterloo School of Pharmacy, and the city's thriving tech and innovation hub. Offering an unbeatable combination of location, lifestyle, and low-maintenance living, this is an outstanding opportunity to own in one of Kitchener's most desirable urban communities. (id:63159)
Listing Information
- MLS®
- 40862387
- Data last synced
- September 30, 2026
Affinity Real Estate Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Affinity Real Estate Inc
MLS® Number: 40862387
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$576/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$518/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$255,920.00
Periodic payment — Principal & Interest (monthly)$1,651.11
Additional monthly expenses (condo fees, tax, utilities, etc.)$835.73
Total monthly cost$2,486.84
Interest paid over 5-yr term$73,347.41
Balance at end of term$230,200.87
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,356.40
Cash Needed at Closing
Minimum down payment$15,995
Estimated Land Transfer Tax (LTT)$3,274
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,769
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
