Loading…
Property Type: Condo / ApartmentOwnership: Condominium
105 - 165 DUKE STREET E
Kitchener, ON N2H6T8
MLS® X13813632
$450,000
2 bed2 bath2 parking
Amenities
Also listed: Storage - Locker, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
SGA-2 (2)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $868/mo
- Annual property tax
- $4,457.01 (2026)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Great room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | — |
| Den | Main level | — |
| Bathroom | Main level | — |
| Foyer | Main level | — |
Description
A Rare Downtown Residence with the Space of a Bungalow Nearly 1,500 sq. ft. in the heart of Downtown Kitchener-and not an inch of it feels like typical condo living. Unit 105 at 165 Duke Street East is an exceptionally spacious 2-bedroom plus den, 2-bathroom residence offering the proportions, comfort and versatility more often associated with a bungalow, paired with the freedom of a low-maintenance lifestyle. The updated kitchen is both stylish and practical, with contemporary finishes, generous storage and an effortless connection to the expansive living and dining areas. There is genuine room to entertain, accommodate full-sized furnishings and create a home that feels substantial rather than scaled down. Both bedrooms are impressively sized, while the separate den adds valuable flexibility as a private office, library or guest space. Beyond the suite, a beautifully landscaped private courtyard provides a quiet outdoor escape tucked away from the energy of the city. And the location is difficult to beat. The Kitchener Farmers' Market, ION LRT, independent cafe's, bakeries, restaurants, specialty food shops and Downtown's growing tech community are all within an easy walk. Perhaps most exceptional is the tandem 2-car underground parking-a genuine rarity in the downtown core. With condo fees of approximately $0.59 per sq. ft., the value is equally compelling, particularly for a residence of this scale. For those who want the convenience and energy of downtown living without sacrificing space, parking or comfort, Unit 105 offers something increasingly difficult to find. (id:63159)
Listing Information
- MLS®
- X13813632
- Tax assessment year
- 2026
- Data last synced
- October 10, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13813632
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 2 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,239.67
Total monthly cost$3,562.27
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
