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Property Type: Condo / ApartmentOwnership: Condominium
60 FREDERICK Street Unit# 3913
Kitchener, ON N2H0C7
MLS® 40807220
$349,900
2 bed2.5 bath1 parking580 sqftBuilt 2022
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 1
SGA-4 (19H)
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $563/mo
- Annual property tax
- $3,323.82
Maintenance Fee Includes
WaterHeat
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | 6'9'' x 7'2'' |
| 3pc Ensuite bath | Main level | 4'11'' x 9'11'' |
| Primary Bedroom | Main level | 9'11'' x 11'7'' |
| Den | Main level | 7'3'' x 8'7'' |
| Kitchen | Main level | 9'10'' x 11'7'' |
| Living room | Main level | 10'3'' x 11'4'' |
Description
Perched on the 39th floor, this one-bedroom + den condo isn't just a home — it's a front-row seat to one of Kitchener's most dynamic downtown neighbourhoods. The vibrant streetscape below offers an ever-changing lineup of shops, cafés, and entertainment, while the lush greenery of Victoria Park unfolds in the distance like your own personal painting. Now, let's head inside where the magic really lives, west-facing, soaring floor-to-ceiling windows flood the space with golden afternoon light and frame sweeping views of the cityscape that honestly never get old. The open-concept layout flows effortlessly from the living area into a functional kitchen, creating a space that feels far larger than you'd expect. The den adds welcome versatility — home office, reading nook, guest space — you decide. The primary bedroom offers a peaceful retreat high above the city hum, complemented by a well-appointed bathroom and convenient half-bath for guests. In-suite laundry keeps everything practical. Step onto the balcony, breathe in the fresh air, and watch the world move below. Building perks include concierge hotel style service, a fitness centre, outdoor patio, party room and a secure underground parking space, blending convenience with peace of mind. This is downtown living elevated —literally. (id:63159)
Listing Information
- MLS®
- 40807220
- Data last synced
- September 15, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40807220
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$603/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$517/sqft
116 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$279,920.00
Periodic payment — Principal & Interest (monthly)$1,805.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$868.63
Total monthly cost$2,674.57
Interest paid over 5-yr term$80,225.88
Balance at end of term$251,788.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,577.38
Cash Needed at Closing
Minimum down payment$17,495
Estimated Land Transfer Tax (LTT)$3,724
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,719
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
