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Property Type: Condo / ApartmentOwnership: Condominium
60 FREDERICK Street Unit# 2209
Kitchener, ON N2H0C7
MLS® 40854846
$289,900
2 bed2 bath713 sqftBuilt 2022
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
D-4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $612/mo
- Annual property tax
- $3,669.66
Maintenance Fee Includes
WaterManagement
Also included: Landscaping, Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 9'0'' x 12'2'' |
| Kitchen | Main level | 11'4'' x 14'10'' |
| Living room | Main level | 9'5'' x 8'7'' |
| Bedroom | Main level | 9'0'' x 8'7'' |
| 3pc Ensuite bath | Main level | 7'0'' x 4'11'' |
| 4pc Bathroom | Main level | 7'2'' x 5'0'' |
Description
Opportunity knocks on this fantastic 2-bedroom, 2-full-bath condo in the heart of Downtown Kitchener! Perfect for first-time buyers, investors, or anyone looking for a low-maintenance urban lifestyle. The building offers excellent amenities including concierge service, exercise room, party room, and visitor parking. Inside, a welcoming private foyer leads to the main 4-piece bathroom and a bright, open-concept living and kitchen area featuring huge windows that flood the space with natural light. Both bedrooms are spacious, with the primary bedroom offering its own full ensuite. Well maintained and move-in ready, this is an excellent opportunity in a convenient downtown location close to transit, shopping, restaurants, entertainment, and more. Book your showing today! (id:63159)
Listing Information
- MLS®
- 40854846
- Data last synced
- October 18, 2026
Mcintyre Real Estate Services Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Mcintyre Real Estate Services Inc.
MLS® Number: 40854846
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$407/sqft
Building average
—
No other active listings in this building
212 - Downtown Kitchener/East Ward average
$474/sqft
68 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$231,920.00
Periodic payment — Principal & Interest (monthly)$1,496.27
Additional monthly expenses (condo fees, tax, utilities, etc.)$953.75
Total monthly cost$2,450.01
Interest paid over 5-yr term$66,468.94
Balance at end of term$208,612.79
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,135.42
Cash Needed at Closing
Minimum down payment$14,495
Estimated Land Transfer Tax (LTT)$2,824
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,819
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
