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Property Type: Detached HouseOwnership: Freehold
106 HALDIMAND STREET
Kitchener, ON N2R0R2
MLS® X14088088
11
Walk Score
26
Transit
22
Bike
$839,900
6 bed4.5 bath4 parking
11
Walk Score
26
Transit
22
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30 x 104 FT
- Frontage
- 30 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,295
Interior
- Basement
- Finished, Full, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Sitting room | Main level | — |
| Bathroom | Second level | — |
| Laundry room | Second level | — |
| Laundry room | Basement | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Bathroom | Basement | — |
| Kitchen | Basement | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
welcome to 106 Haldimand Street, Kitchener! Nestled in the highly sought-after and family-friendly Huron South community, this beautifully maintained home boasts impressive curb appeal, parking for 5 vehicles, including a double-car garage and 3-car concrete driveway. Step inside to a welcoming foyer, where the main level features 9-ft ceilings, engineered hardwood flooring and an open-concept layout designed for modern living. A versatile front flex space can serve as a formal dining room or sitting area. The cozy living room is highlighted by a gas fireplace, pot lights and plenty of natural light, creating the perfect setting for family gatherings and relaxing evenings. The upgraded kitchen features granite countertops, stainless steel appliances, modern cabinetry and ample counter space for meal preparation. The adjoining dining area is ideal for family meals and entertaining. A convenient powder room complete the level. Upstairs, you'll find 4 spacious bedrooms and 2 full bathrooms, including a generous primary suite with a walk-in closet and a private 5pc ensuite. 2 bedrooms offer walk-in closets, while all rooms are bright, airy and well-sized. Adding exceptional value, the builder-finished basement with separate entrance through the garage, its own laundry, kitchenette, Rec room, 2 bedrooms and a 3pc bathroom, ideal for multi-generational living, in-law suite or potential mortgage-helper opportunities. Step outside to a fully fenced backyard with a deck and plenty of room for gardening, entertaining, BBQs, kids' play or simply relaxing and enjoying the outdoors. Prime Location! Situated minutes from Highway 401, Sunrise Shopping Centre, schools, parks, walking trails, and everyday amenities, this home offers the perfect combination of convenience and lifestyle. A fantastic opportunity to own a spacious, move-in-ready home with a finished basement and incredible versatility in one of Kitchener's most desirable neighborhoods! Book your showing today! (id:63159)
Listing Information
- MLS®
- X14088088
- Data last synced
- October 17, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14088088
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($58,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$671,920.00
Periodic payment — Principal & Interest (monthly)$4,335.00
Additional monthly expenses (condo fees, tax, utilities, etc.)$524.58
Total monthly cost$4,859.58
Interest paid over 5-yr term$192,574.20
Balance at end of term$604,394.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$58,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,054.97
Cash Needed at Closing
Minimum down payment$58,990
Estimated Land Transfer Tax (LTT)$13,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
