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Property Type: Detached HouseOwnership: Freehold
14 HEARTHBRIDGE STREET
Kitchener, ON N2R1L5
MLS® X13615144
$969,000
7 bed4.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45 x 111.6 FT
- Frontage
- 45 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,811 (2025)
Interior
- Basement
- Finished, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bedroom 5 | Second level | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Kitchen | Basement | — |
| Living room | Basement | — |
| Laundry room | Main level | — |
| Dining room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Den | Main level | — |
Description
Welcome to 14 Hearthbridge Street, an impressive family home in Kitchener's desirable Doon/Pioneer Park community. Ideally located on a quiet street just minutes from Highway 401, this home offers convenient access to schools, parks, walking trails, Cambridge, Waterloo, and everyday amenities.With over 4,300 sq. ft. of finished living space, this spacious residence features 5+2 bedrooms and 4 bathrooms, including a fully finished walkout basement with excellent in-law or income potential. The bright, open-concept main floor showcases 9-foot ceilings, hardwood flooring, formal living and dining rooms, a spacious family room, and a beautifully updated kitchen with quartz countertops, a large centre island, and walkout to the deck overlooking peaceful greenspace.Upstairs offers five generous bedrooms, including a luxurious primary suite with a spa-inspired 5-piece ensuite. The walkout basement includes two additional bedrooms, a full kitchen, a large recreation area, a 3-piece bath, and ample storage, making it ideal for extended family or rental opportunities.Backing onto scenic walking trails, this exceptional home combines space, privacy, and an unbeatable location for today's growing family. (id:63159)
Listing Information
- MLS®
- X13615144
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13615144
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
1.2 km away
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($71,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$775,200.00
Periodic payment — Principal & Interest (monthly)$5,001.33
Additional monthly expenses (condo fees, tax, utilities, etc.)$567.58
Total monthly cost$5,568.91
Interest paid over 5-yr term$222,174.55
Balance at end of term$697,294.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$71,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,955.88
Cash Needed at Closing
Minimum down payment$71,900
Estimated Land Transfer Tax (LTT)$15,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
