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Property Type: Detached HouseOwnership: Freehold
3 APPLE RIDGE DRIVE
Kitchener, ON N2P2R8
MLS® X13676762
$889,900
6 bed4.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 49.3 x 113 FT ; LOT 21, PLAN 58M226, KITCHENER.
- Frontage
- 49.3 feet
R-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,765
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Ground level | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Kitchen | Ground level | — |
| Laundry room | Ground level | — |
| Living room | Ground level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Bedroom 4 | Second level | — |
Description
Welcome to this beautifully updated corner-lot home nestled in a sought-after family-friendly neighborhood! Featuring 4 spacious bedrooms plus 2 additional rooms in the fully finished basement, this home offers exceptional space for large or growing families and multi-generational living. Freshly painted throughout, the home showcases elegant hardwood flooring on main floor, a stunning oak staircase, a modern new kitchen with stylish finishes, and updated vanities that add a fresh, contemporary touch. The bright and functional layout is perfect for both everyday living and entertaining. Situated on a premium corner lot, this property offers enhanced curb appeal, added privacy, and generous outdoor space. Ideally located close to schools, parks, shopping, and all essential amenities, this move-in-ready home combines comfort, style, and convenience. Don't miss your chance to own this beautifully upgraded home in one of the area's most desirable neighborhoods! (id:63159)
Listing Information
- MLS®
- X13676762
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13676762
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($63,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$711,920.00
Periodic payment — Principal & Interest (monthly)$4,593.07
Additional monthly expenses (condo fees, tax, utilities, etc.)$480.42
Total monthly cost$5,073.48
Interest paid over 5-yr term$204,038.32
Balance at end of term$640,374.34
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$63,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,403.89
Cash Needed at Closing
Minimum down payment$63,990
Estimated Land Transfer Tax (LTT)$14,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
