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Property Type: Detached HouseOwnership: Freehold
113 ADELAIDE Street
Kitchener, ON N2M2B5
MLS® 40870328
$599,900
2 bed2.5 bath4 parking1,078 sqftBuilt 1951
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 43 feet
RES-3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,810.25
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 9'3'' x 11'3'' |
| Recreation room | Basement | 24'4'' x 11'4'' |
| Laundry room | Basement | 11'9'' x 11'3'' |
| 2pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 11'6'' x 11'3'' |
| Bedroom | Second level | 8'10'' x 14'11'' |
| 4pc Bathroom | Main level | — |
| Dining room | Main level | 11'5'' x 8'10'' |
| Living room | Main level | 15'10'' x 11'3'' |
| Kitchen | Main level | 8'0'' x 13'10'' |
Description
Welcome to 113 Adelaide Street in Kitchener! This charming detached home offers a great combination of character, modern updates, and a fantastic location within walking distance of Belmont Village. A welcoming covered front porch leads into a bright, open living and dining area featuring large windows, warm wood flooring, and plenty of natural light. The updated kitchen offers white shaker-style cabinetry, a stylish backsplash, ample storage, and a convenient peninsula overlooking the living space. A beautifully updated four-piece bathroom completes the main floor. Upstairs, you'll find two bedrooms and a convenient two-piece bathroom, while the basement provides additional storage space. Outside, the spacious, fully fenced backyard offers plenty of room to relax, entertain, or enjoy time outdoors. The spacious detached garage provides complete versatility ideal for secure vehicle parking, a dedicated workshop, or your dream home gym. A large wooden deck is perfect for summer barbecues and outdoor dining, garden shed, and long driveway provide additional parking and storage options. Located on a mature, tree-lined street, this home is just a short walk from the restaurants, cafés, and local shops of Belmont Village, with nearby parks, trails, and everyday amenities adding to the convenience. With its updated interior, generous outdoor space, and walkable location, 113 Adelaide Street offers comfortable living in an established Kitchener neighbourhood. (id:63161)
Listing Information
- MLS®
- 40870328
- Data last synced
- October 21, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40870328
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$556/sqft
Building average
—
No other active listings in this building
323 - Victoria Hills average
$422/sqft
13 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$371.52
Total monthly cost$3,467.80
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
