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Property Type: Detached HouseOwnership: Freehold
43 HENRY Street
Kitchener, ON N2G1P4
MLS® 40865077
$499,000
2 bed2 bath4 parking1,221 sqftBuilt 1907
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 39 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,133.63
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 12'10'' x 14'3'' |
| Recreation room | Basement | 12'0'' x 16'11'' |
| Bonus Room | Basement | 9'11'' x 12'5'' |
| 3pc Bathroom | Basement | 5'10'' x 9'5'' |
| Primary Bedroom | Second level | 10'8'' x 18'5'' |
| Bedroom | Second level | 14'2'' x 10'0'' |
| 3pc Bathroom | Second level | 3'6'' x 10'4'' |
| Living room | Main level | 12'2'' x 18'1'' |
| Kitchen | Main level | 12'2'' x 18'2'' |
| Dining room | Main level | 9'11'' x 10'4'' |
| Den | Main level | 10'3'' x 6'7'' |
Description
** OPEN HOUSE SUNDAY NOV 1st 1:00pm - 3:00pm ** Welcome to 43 Henry Street, a charming 1.5-storey detached home nestled in one of Kitchener's most desirable central locations. Just steps from Victoria Park, this property offers the perfect blend of character, convenience, and urban lifestyle. Enjoy easy access to downtown Kitchener, local restaurants, cafes, shopping, transit, and year-round community events. Situated in the heart of the city, this home offers incredible potential for first-time buyers, investors, renovators, or those looking to add their own personal touch. With some finishing touches, this property could truly shine. Don't miss this opportunity to own in a vibrant, established neighbourhood and enjoy everything this sought-after central location has to offer. (id:63161)
Listing Information
- MLS®
- 40865077
- Data last synced
- October 29, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40865077
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$409/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$427/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$405.47
Total monthly cost$2,980.97
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,675.66
Cash Needed at Closing
Minimum down payment$24,950
Estimated Land Transfer Tax (LTT)$6,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,905
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
