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Property Type: Detached HouseOwnership: Freehold
69 TALBOT Street
Kitchener, ON N2M2A8
MLS® 40867506
$599,900
3 bed2 bath3 parking1,621 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 42 feet
R2B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,799
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 6'10'' x 6'2'' |
| Storage | Basement | 7'8'' x 2'9'' |
| Storage | Basement | 4'11'' x 2'9'' |
| Recreation room | Basement | 21'5'' x 9'11'' |
| Laundry room | Basement | 7'9'' x 8'4'' |
| 3pc Bathroom | Basement | — |
| Primary Bedroom | Second level | 11'1'' x 12'10'' |
| Bedroom | Second level | 13'0'' x 11'0'' |
| Bedroom | Second level | 12'5'' x 11'1'' |
| 4pc Bathroom | Second level | — |
| Mud room | Main level | 4'10'' x 7'3'' |
| Living room | Main level | 12'7'' x 13'0'' |
| Kitchen | Main level | 12'6'' x 10'1'' |
| Foyer |
Description
Welcome to 69 Talbot Street, where pride of ownership is evident throughout. Offering 3 bedrooms, 2 full bathrooms, a finished basement, a separate side entrance, and an insulated garage, this move-in-ready home delivers the perfect blend of comfort, functionality, and thoughtful updates. The updated kitchen is the heart of the home, while newer windows and doors provide added comfort, efficiency, and peace of mind. The finished basement offers valuable additional living space, and the separate side entrance adds versatility to suit a variety of lifestyles and future needs. Step outside to your own backyard retreat, complete with a fully fenced yard, beautiful gazebo and plenty of space to relax, entertain, or enjoy warm summer evenings. Whether you're hosting family and friends or unwinding after a long day, this outdoor space is sure to become a favourite. Ideally located close to schools, parks, shopping, restaurants, transit, and everyday amenities, you'll love the convenience of having everything you need just minutes away. Beautifully maintained, thoughtfully updated, and move-in ready. (id:63159)
Listing Information
- MLS®
- 40867506
- Data last synced
- October 18, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40867506
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$370/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$431/sqft
17 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$397.58
Total monthly cost$3,493.86
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
