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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
128 HOMEWOOD Avenue
Kitchener, ON N2M1W9
MLS® 40874003
84
Walk Score
55
Transit
92
Bike
$749,900
3 bed3.5 bath2 parking1,524 sqft
84
Walk Score
55
Transit
92
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- A-Frame
- Stories
- 2
- Frontage
- 38 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,457.01
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bonus Room | Basement | — |
| 3pc Bathroom | Basement | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 6'10'' x 7'0'' |
| Bedroom | Second level | 7'2'' x 9'10'' |
| Bedroom | Second level | 10'9'' x 9'6'' |
| Laundry room | Main level | 4'10'' x 6'5'' |
| 2pc Bathroom | Main level | 3'4'' x 3'10'' |
| Kitchen | Main level | 20'2'' x 21'4'' |
Description
Located just a stone’s throw from Victoria Park and downtown Kitchener, this beautifully renovated three-bedroom, 1.5-bathroom home is nestled in a peaceful, friendly neighborhood. A perfect blend of modern updates and classic character, the spacious living areas are flooded with natural light, while the kitchen boasts new appliances and abundant counter space. Enjoy the convenience of two dedicated parking spots, making daily routines effortless. Each of the three bedrooms offers a cozy retreat, and the private backyard is ideal for relaxing or entertaining. Adding even more versatility, the recently renovated finished basement features its own separate entrance, a kitchen, an additional bedroom, and a three-piece bathroom—perfect for extended family, guests, or rental potential. With local amenities, excellent schools, and two of Kitchener’s most beloved areas nearby, this inviting home is ready for you to make it your own. (id:63161)
Listing Information
- MLS®
- 40874003
- Data last synced
- October 28, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: 40874003
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$492/sqft
Building average
—
No other active listings in this building
313 - Downtown Kitchener/W. Ward average
$416/sqft
17 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$447.42
Total monthly cost$4,317.90
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,426.92
Cash Needed at Closing
Minimum down payment$49,990
Estimated Land Transfer Tax (LTT)$11,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
