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Property Type: Detached HouseOwnership: Freehold
114 PENNSYLVANIA CRESCENT
Kitchener, ON N2P2S6
MLS® X14095042
10
Walk Score
21
Transit
33
Bike
$1,599,000
2 bed3 bath6 parking
10
Walk Score
21
Transit
33
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 67 x 101.1 FT
- Frontage
- 67 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $11,824.44
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Bedroom 3 | Basement | — |
| Bedroom 4 | Basement | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Other | Basement | — |
| Bedroom 2 | Main level | — |
| Utility room | Basement | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Other | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
Description
Set on a beautifully maintained corner lot in Deer Ridge Estates, this custom-built home offers over 4,500 square feet of living space, a rare three-car garage, and a thoughtfully designed main floor featuring two bedrooms and two full bathrooms. An exposed aggregate driveway, mature trees, and a covered front entrance create exceptional curb appeal. Step inside through full-height double French front doors to discover 9-foot ceilings, California shutters, crown moulding, and coffered ceiling details that showcase the quality of construction throughout the home.The formal dining room provides an elegant space for entertaining, while the custom Barzotti cherry kitchen features granite countertops, stone backsplash, breakfast bar, wine storage, integrated microwave, and stainless steel appliances. The adjoining cathedral great room is filled with natural light and provides a welcoming gathering space overlooking the backyard. The finished lower level extends the living space with two additional bedrooms, a full bathroom, wine cellar, custom bar, and a sprawling recreation room that offers exceptional flexibility for entertaining, hobbies, fitness, or extended family living. Outside, the stamped concrete patio offers a private outdoor retreat, while the oversized three-car garage and expansive driveway provide exceptional parking and storage. Located just minutes from Deer Ridge Golf Club, walking trails, Highway 401, and everyday amenities, this is a rare offering in one of Kitchener's most established executive communities. (id:63161)
Listing Information
- MLS®
- X14095042
- Data last synced
- October 24, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X14095042
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($319,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,279,200.00
Periodic payment — Principal & Interest (monthly)$8,252.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$985.37
Total monthly cost$9,238.33
Interest paid over 5-yr term$366,622.40
Balance at end of term$1,150,644.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$319,800
Stress test qualifying rate8.19%
Payment you must qualify for$9,918.59
Cash Needed at Closing
Minimum down payment$319,800
Estimated Land Transfer Tax (LTT)$28,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$349,755
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
