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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
12 LAYTON Street
Kitchener, ON N2B1H2
MLS® 40872133
69
Walk Score
46
Transit
61
Bike
$599,000
3 bed2 bath6 parking1,731 sqftBuilt 1953
69
Walk Score
46
Transit
61
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 51 feet
R2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,372.65
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sunroom | Main level | 10'1'' x 8'4'' |
| Utility room | Basement | 23'2'' x 14'6'' |
| Recreation room | Basement | 23'0'' x 15'4'' |
| 4pc Bathroom | Second level | 4'11'' x 10'5'' |
| Bedroom | Second level | 12'10'' x 10'4'' |
| Bedroom | Second level | 10'9'' x 14'4'' |
| Primary Bedroom | Second level | 12'10'' x 11'2'' |
| 3pc Bathroom | Main level | 4'10'' x 8'8'' |
| Kitchen | Main level | 10'6'' x 13'0'' |
| Dining room | Main level | 10'0'' x 11'5'' |
| Living room | Main level | 10'3'' x 11'6'' |
Description
Welcome to this charming, thoughtfully updated 3-bedroom, 2-bathroom home where comfort, functionality and character come together. With a cozy feel, no wasted space and an abundance of natural light, this home offers more room than meets the eye. The main floor was renovated approximately five years ago, featuring an open-concept living and dining area accented by beautiful wooden pillars. A large living room window fills the space with natural light, while the dining room offers direct access to the backyard. The kitchen is equipped with high-end appliances, including an induction glass cooktop, built-in oven, built-in microwave that doubles as a second oven, and dishwasher. A 3-piece bathroom with a walk-in shower completes the main floor. Upstairs, you'll find three comfortable bedrooms and an additional 4-piece bathroom, offering practical living space for families, first-time buyers or downsizers alike. The partially finished, walk-up basement offers additional versatility, with a spacious laundry room, excellent storage and a separate cellar with wooden shelving, ideal for wine, canning or food storage. A convenient secondary entrance connects the sunroom to the basement, with access continuing out to the driveway. Step outside to enjoy the private backyard retreat, complete with a sunroom and a beautiful two-tier deck, approximately five years old, providing a wonderful setting to relax or entertain in every season. The privacy of the backyard and multiple access points add to the home's appeal. The one car garage features a vehicle inspection pit, ideal for those who enjoy working on their own vehicles and the driveway offers ample parking for visiting guests. Set in a quiet, welcoming neighbourhood, this home is ideally located close to Highway access, Frederick Mall and Stanley Park Mall. A home full of character, warmth and practical features, offering comfortable living in a peaceful setting. (id:63161)
Listing Information
- MLS®
- 40872133
- Data last synced
- October 26, 2026
eXp Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: eXp Realty, Brokerage
MLS® Number: 40872133
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$346/sqft
Building average
—
No other active listings in this building
224 - Heritage Park/Rosemount average
$403/sqft
20 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$451.39
Total monthly cost$3,543.02
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
