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Property Type: Condo / ApartmentOwnership: Condominium
126 - 410 KING STREET W
Kitchener, ON N2G1C3
MLS® X13755666
$265,000
1 bed1 bath1 parking
Amenities
Visitor Parking
Also listed: Storage - Locker, Party Room, Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Apartment
D6
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $746/mo
- Annual property tax
- $3,022.89
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
Description
Welcome to Unit 126 at the Kaufman Lofts, where authentic loft character meets downtown convenience in the heart of Kitchener's Innovation District. This charming 1-bedroom, 1-bathroom suite has all the details you want in a true loft, including soaring 13' ceilings, polished concrete floors, oversized windows, and an open-concept layout filled with character. The living area feels warm and inviting with a built-in fireplace, while the eat-in kitchen offers granite countertops, stainless steel appliances, ample storage, and modern lighting. The bedroom features a walk-in closet, and the suite is complete with in-suite laundry featuring a 2022 washer and dryer, as well as parking plus a storage locker. Residents can also enjoy the rooftop terrace with BBQ and a party room that are both perfect for entertaining or simply relaxing above the city. Best of all, you're just steps from Google, Communitech, KPMG, Deloitte, the University of Waterloo School of Pharmacy, two LRT stops, and the Kitchener GO Station, along with great restaurants, shops, parks, and everyday amenities. If you've been looking for a home with personality, convenience, and true loft style, Unit 126 is one to see. (id:63159)
Listing Information
- MLS®
- X13755666
- Data last synced
- September 25, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13755666
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$212,000.00
Periodic payment — Principal & Interest (monthly)$1,367.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$998.22
Total monthly cost$2,365.97
Interest paid over 5-yr term$60,759.81
Balance at end of term$190,694.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,250
Stress test qualifying rate8.19%
Payment you must qualify for$1,952.00
Cash Needed at Closing
Minimum down payment$13,250
Estimated Land Transfer Tax (LTT)$2,450
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,200
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
