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Property Type: Detached HouseOwnership: Freehold
126 DINISON Crescent
Kitchener, ON N2E2V2
MLS® 40864420
$499,000
4 bed3.5 bath3 parking2,118 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 2
- Frontage
- 31 feet
R2B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,405
Interior
- Basement
- Finished, Full
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 9'4'' x 5'4'' |
| 4pc Bathroom | Basement | 9'3'' x 5'9'' |
| Storage | Basement | 10'11'' x 11'8'' |
| Recreation room | Basement | 11'2'' x 18'1'' |
| 4pc Bathroom | Second level | 7'8'' x 6'4'' |
| Bedroom | Second level | 10'6'' x 8'9'' |
| Bedroom | Second level | 8'7'' x 9'7'' |
| Bedroom | Second level | 12'1'' x 9'1'' |
| Primary Bedroom | Second level | 14'11'' x 10'0'' |
| 2pc Bathroom | Main level | 6'3'' x 4'2'' |
| Kitchen | Main level | 8'0'' x 14'0'' |
| Dining room | Main level | 9'2'' x 9'2'' |
| Living room | Main level | 14'7'' x 11'6'' |
Description
Welcome to 126 Dinison Crescent, a rare 4-bedroom semi-detached home in a desirable, family-friendly neighbourhood. Offering 4 bedrooms, 3 bathrooms, a finished walk-out basement, and excellent in-law potential, this home is a great opportunity for growing families, investors, or buyers looking for flexible living space. The main floor features a functional layout with a bright living area, eat-in kitchen, and convenient access to the upper level and lower level. Upstairs, you will find four bedrooms, providing plenty of space for family, guests, or a home office. The finished basement offers additional living space, a bathroom, laundry area, and walk-out access to the backyard, creating great potential for extended family or a separate living setup. Additional features include new windows, a newer roof, some updated flooring, a separate side entrance, and a private backyard. Located within walking distance to Sunrise Centre, close to shopping, schools, parks, public transit, Highway 7/8, and Highway 401, this home offers both convenience and value. Don’t miss this rare opportunity to own a 4-bedroom semi with a finished walk-out basement in a well-connected location! (id:63161)
Listing Information
- MLS®
- 40864420
- Data last synced
- October 28, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40864420
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$236/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$369/sqft
40 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$389.75
Total monthly cost$2,965.25
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,675.66
Cash Needed at Closing
Minimum down payment$24,950
Estimated Land Transfer Tax (LTT)$6,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,905
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
