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Property Type: Detached HouseOwnership: Freehold
197 PINEDALE Drive
Kitchener, ON N2E1K2
MLS® 40870674
64
Walk Score
51
Transit
54
Bike
$549,900
3 bed2 bath3 parking1,546 sqft
64
Walk Score
51
Transit
54
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 45 feet
RES-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,726
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Main level | — |
| Utility room | Basement | 27'7'' x 14'8'' |
| Laundry room | Basement | 7'4'' x 8'5'' |
| Recreation room | Basement | 16'2'' x 30'0'' |
| Bedroom | Main level | 10'5'' x 8'0'' |
| Bedroom | Main level | 10'5'' x 10'7'' |
| Primary Bedroom | Main level | 13'11'' x 12'4'' |
| Kitchen | Main level | 8'2'' x 12'6'' |
| Dining room | Main level | 9'1'' x 8'8'' |
| Living room | Main level | 11'10'' x 15'2'' |
Description
Tucked back from the street with a deep front yard, this adorable bungalow offers a little extra privacy and plenty to love in over 1500 sq. ft. of finished living space. The open-concept main floor features a light-filled living room and dining area, a functional kitchen with breakfast bar seating and extra workspace, three bedrooms and an updated bathroom. Downstairs, the finished basement offers an abundance of space, including an expansive recreation room and a beautifully updated bathroom featuring a luxurious walk-in shower. A dedicated laundry room and generous unfinished utility room with plenty of storage, complete this level. Back upstairs, step through the patio door to enjoy summer dinners or a quiet coffee on the deck, overlooking a sizable, fully-fenced yard and a handy garden shed. Carport parking and no sidewalk to shovel make everyday life a little easier. With updates including the bathrooms, basement flooring (2024), deck, and water softener (2026), this is a welcoming home you’ll be happy to make your own. (id:63161)
Listing Information
- MLS®
- 40870674
- Data last synced
- October 28, 2026
Re/Max Icon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Icon Realty
MLS® Number: 40870674
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$356/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$364/sqft
40 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$387.50
Total monthly cost$3,225.71
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
