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Property Type: Detached HouseOwnership: Freehold
95 UPLANDS Drive
Kitchener, ON N2M4X3
MLS® 40866810
$650,000
3 bed2.5 bath2 parking1,985 sqftBuilt 1965
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 56 feet
RES-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,696
Interior
- Basement
- Finished, Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 8'1'' x 9'3'' |
| Bedroom | Second level | 9'9'' x 10'6'' |
| Bedroom | Second level | 10'8'' x 12'10'' |
| Primary Bedroom | Second level | 10'8'' x 14'0'' |
| Workshop | Main level | 5'2'' x 10'2'' |
| Storage | Main level | 11'0'' x 12'0'' |
| Sunroom | Main level | 8'8'' x 10'6'' |
| Kitchen | Main level | 8'10'' x 19'6'' |
| Dining room | Main level | 11'0'' x 14'6'' |
| Living room | Main level | 8'10'' x 19'8'' |
| 2pc Bathroom | Basement | 5'11'' x 6'7'' |
| Utility room | Basement | 9'3'' x 14'7'' |
| Family room | Basement | 10'10'' x 19'4'' |
Description
Welcome to this charming 3-bedroom, 2-bathroom sidesplit, situated in the well-established Forest Hill neighbourhood. Enjoy the convenience of nearby schools, parks, Sunrise Shopping Centre, grocery stores, and everyday amenities, with quick highway access for commuters. The main floor features warm hardwood flooring, a bright dining room with a large bay window, and an open-concept kitchen and family room with large windows overlooking the fully fenced and shaded backyard. Upstairs, the carpet-free wood flooring continues throughout all 3 bedrooms, along with a 4-piece main bathroom and large linen closet. The lower level adds a family room, 2-piece bathroom with an existing shower rough-in, laundry and utility room, and plenty of storage including a sizable crawl space. Outdoors, the mature backyard offers privacy, multiple seating areas, an extendable awning, and garden storage. A well-kept driveway, Fibe internet, and furnace replaced in 2018 add to the conveniences. Appliances included: washer, dryer, dishwasher, stove, and fridge. With its mature surroundings, family-friendly layout, and convenient location, this wonderful home is ready for its next chapter with a new family to make a lifetime of memories here. Schedule your private viewing today! (id:63161)
Listing Information
- MLS®
- 40866810
- Data last synced
- October 26, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40866810
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$327/sqft
Building average
—
No other active listings in this building
325 - Forest Hill average
$432/sqft
38 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$490.33
Total monthly cost$3,845.20
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.78
Cash Needed at Closing
Minimum down payment$40,000
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
