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Property Type: Detached HouseOwnership: Freehold
46 BIRCHCLIFF Avenue
Kitchener, ON N2M4V6
MLS® 40831002
$799,000
4 bed2.5 bath6 parking1,843 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 80 feet
RES-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,335
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 19'1'' x 13'0'' |
| Laundry room | Main level | 7'1'' x 9'6'' |
| Kitchen | Main level | 7'6'' x 11'7'' |
| Foyer | Main level | 12'0'' x 15'1'' |
| Family room | Main level | 12'0'' x 17'2'' |
| Dining room | Basement | 11'1'' x 11'7'' |
| Breakfast | Main level | 7'6'' x 9'6'' |
| Other | Basement | 15'1'' x 24'6'' |
| Other | Basement | 24'3'' x 12'11'' |
| Other | Basement | 26'7'' x 11'3'' |
| Storage | Basement | 7'10'' x 4'3'' |
| Primary Bedroom | Second level | 15'1'' x 11'1'' |
| Bedroom | Second level | 10'1'' x 11'1'' |
Description
Discover a hidden gem circa 1960's, nestled in the charming Forest Hill neighborhood. This delightful home sits on a picturesque tree-lined street, offering the perfect blend of urban convenience and suburban tranquility. Enjoy easy access to schools, shopping, and just minutes from the expressway. With a spacious layout, this property features four generous bedrooms and two bathrooms. Step outside to the large outdoor deck, perfect for entertaining or simply soaking in the serene surroundings. This home is ready for your personal finishing touches to truly make it your own. Don’t miss the opportunity to create lasting memories in this beautiful Forest Hill residence! (id:63159)
Listing Information
- MLS®
- 40831002
- Data last synced
- September 15, 2026
COLDWELL BANKER PETER BENNINGER REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: COLDWELL BANKER PETER BENNINGER REALTY
MLS® Number: 40831002
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$434/sqft
Building average
—
No other active listings in this building
325 - Forest Hill average
$428/sqft
38 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (condo fees, tax, utilities, etc.)$619.92
Total monthly cost$4,743.82
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,769.56
Cash Needed at Closing
Minimum down payment$54,900
Estimated Land Transfer Tax (LTT)$12,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
