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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
130 COTTON GRASS STREET
Kitchener, ON N2E3T5
MLS® X14121492
69
Walk Score
47
Transit
48
Bike
$599,900
3 bed2.5 bath3 parking
69
Walk Score
47
Transit
48
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 37.4 x 105 FT
- Frontage
- 37.4 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,260
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Family room | Basement | — |
| Utility room | Basement | — |
Description
Your Family's Next Chapter Begins Here: Welcome to 130 Cotton Grass Street. Discover this exceptionally well-maintained Corner Lot House offering, 3-bedroom, 2-bathroom home in the sought-after community of Laurentian West, Kitchener. Situated on a corner lot, this inviting property offers excellent curb appeal, a double driveway, a charming stone pathway and beautifully landscaped surroundings. Step inside to a bright, spacious, open-concept main floor featuring solid flooring throughout. The sunken living room adds character and warmth, featuring a natural gas fireplace for cozy evenings and sliding doors leading to the back patio and fully fenced backyard, perfect for outdoor dining, family gatherings, or children's playtime. The kitchen boasts classic white cabinetry and newer stainless-steel appliances, offering timeless style and everyday functionality. The adjacent dining area creates a seamless flow between the kitchen and living spaces, making family meals and entertaining effortless. A convenient powder room and direct garage access add to the practicality of the main level. Upstairs, you'll find three generously sized bedrooms and a family bathroom featuring a double-sink vanity and a new bathtub. The spacious primary bedroom offers three windows that fill the room with natural light, along with a large walk-in closet. The additional 2 bedrooms provide versatile space. The fully finished basement extends your living space, offering flexibility for a recreation room, playroom, home gym, or workspace. A rough-in for a future 3-pc bathroom adds further potential, while ample storage space helps keep everything organized. Enjoy the convenience of a quiet, family-friendly neighbourhood close to schools, shopping, restaurants, walking trails and highway access. Whether you're starting a family or looking for more room to grow, this home offers everything you are searching for. Book your private showing today and make this your Forever Home. (id:63161)
Listing Information
- MLS®
- X14121492
- Data last synced
- October 28, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14121492
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$355.00
Total monthly cost$3,451.28
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
