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Property Type: Detached HouseOwnership: Freehold
34 MOUNTAIN LAUREL CRESCENT
Kitchener, ON N2E3W9
MLS® X13723896
$665,000
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 24.6 x 105 FT
- Frontage
- 24.7 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,663 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Utility room | Basement | — |
Description
Beautifully maintained and move-in ready 3-bedroom, 3-washroom home in a family- friendly Kitchener neighborhood. Featuring a bright, functional layout with spacious living and dining areas, a well appointed kitchen, and a beautiful backyard with an above ground pool, perfect for summer enjoyment and entertaining. The primary bedroom offers two closets, while the additional bedrooms are generously sized. Finished basement provides versatile living space for a rec room, home office, or playroom. Conveniently located close to schools, parks, shopping and amenities. A fantastic family home-don't miss this opportunity! (id:63159)
Listing Information
- MLS®
- X13723896
- Tax assessment year
- 2025
- Data last synced
- September 23, 2026
CENTURY 21 LEGACY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 LEGACY LTD.
MLS® Number: X13723896
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$532,000.00
Periodic payment — Principal & Interest (monthly)$3,432.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$305.25
Total monthly cost$3,737.53
Interest paid over 5-yr term$152,472.73
Balance at end of term$478,535.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,834.46
Cash Needed at Closing
Minimum down payment$41,500
Estimated Land Transfer Tax (LTT)$9,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
