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Property Type: Detached HouseOwnership: Freehold
134 PEPPERWOOD CRESCENT
Kitchener, ON N2A2R3
MLS® X14095036
65
Walk Score
49
Transit
40
Bike
$660,000
4 bed2 bath6 parking
65
Walk Score
49
Transit
40
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 40 x 110 FT
- Frontage
- 40 feet
RES-3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,049.27 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Great room | Basement | — |
| Bedroom 4 | Basement | — |
Description
Welcome to 134 Pepperwood Crescent - Where Function Meets Family. You've been looking for that just-right space-the one with enough room for everyone, yet still warm, manageable, and completely your own. Welcome to 134 Pepperwood Crescent, where your next chapter begins with comfort, space, and endless opportunity. This charming, detached bungalow offers four bedrooms, a rare six-car driveway, and an inviting layout perfect for growing families. From the moment you step inside, you'll feel the warmth of a home that's been loved-where kids can be kids, routines flow smoothly, and there's always space to breathe. The oversized kitchen is the heart of the home-ideal for meal prep, baking together, or just sharing your day over coffee. It opens to a bright living and dining area, perfect for everything from after-school chaos to quiet evenings with loved ones. The primary bedroom offers privacy, complete with a 3-piece ensuite and a full wall of closet space for your peace of mind. Downstairs, the spacious basement is a true blank canvas. Use it for a rec room, play zone, gym, or future in-law suite-with a fourth bedroom already in place, the flexibility is unmatched. There's even potential for a granny suite or duplex conversion, giving you options as your family's needs evolve. Outside, the fenced backyard is ready for pets, play, and all-season connection-whether it's catching snowflakes or hosting summer BBQs. Located in a quiet, family-friendly neighbourhood close to schools and shopping, this home offers practicality and promise at a price point that makes sense. Everything about 134 Pepperwood Crescent is designed to support your family-not just for today, but for years to come. (id:63159)
Listing Information
- MLS®
- X14095036
- Tax assessment year
- 2026
- Data last synced
- October 20, 2026
SMART Brokerages
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SMART Brokerages
MLS® Number: X14095036
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$528,000.00
Periodic payment — Principal & Interest (monthly)$3,406.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$337.44
Total monthly cost$3,743.92
Interest paid over 5-yr term$151,326.32
Balance at end of term$474,937.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,799.57
Cash Needed at Closing
Minimum down payment$41,000
Estimated Land Transfer Tax (LTT)$9,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
