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Property Type: Detached HouseOwnership: Freehold
90 PEPPERWOOD Crescent
Kitchener, ON N2A2R3
MLS® 40867849
$599,900
4 bed2.5 bath4 parking1,891 sqftBuilt 1971
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 38 feet
R2C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,754.02
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | — |
| 2pc Bathroom | Basement | — |
| Recreation room | Basement | 10'5'' x 42'10'' |
| Bedroom | Basement | 9'2'' x 10'7'' |
| Bedroom | Main level | 8'11'' x 11'10'' |
| Bedroom | Main level | 8'5'' x 11'6'' |
| Primary Bedroom | Main level | 10'6'' x 11'1'' |
| 4pc Bathroom | Main level | — |
| Dining room | Main level | 10'5'' x 11'1'' |
| Kitchen | Main level | 7'10'' x 7'11'' |
| Living room | Main level | 11'10'' x 17'4'' |
Description
Located on a cul de sac close to Chicopee Ski Club this clean bungalow checks all of the boxes for the homebuyer who wants to choose their own colours and wants to live in a mature area without the congestion of newer subdivisions. The partially fenced yard features a mature maple tree and concrete patio for private family gatherings. The extra long driveway allows for parking for a minimum of 4 cars. The main floor features a spacious living room and dining area. The huge recreation room has easy access to a 2 piece bathroom and features a wet bar and dance floor. There is also a fourth bedroom or hobby room in the lower level. (id:63161)
Listing Information
- MLS®
- 40867849
- Data last synced
- October 29, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40867849
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$317/sqft
Building average
—
No other active listings in this building
228 - Chicopee/Freeport average
$468/sqft
6 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$407.84
Total monthly cost$3,504.12
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
