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Property Type: Detached HouseOwnership: Freehold
66 BELWOOD Crescent
Kitchener, ON N2C1Z3
MLS® 40869624
$699,000
5 bed2 bath5 parking1,745 sqftBuilt 1968
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 44 feet
R2C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,789
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 8'1'' x 20'1'' |
| Bedroom | Basement | 13'0'' x 13'8'' |
| Laundry room | Basement | — |
| 3pc Bathroom | Lower level | — |
| Kitchen | Lower level | 17'2'' x 10'0'' |
| Living room/Dining room | Lower level | 14'2'' x 15'6'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'3'' x 10'8'' |
| Bedroom | Second level | 13'0'' x 9'8'' |
| Bedroom | Second level | 8'7'' x 7'5'' |
| Laundry room | Main level | — |
| Kitchen/Dining room | Main level | 18'6'' x 10'3'' |
| Living room | Main level | 15'6'' x 14'1'' |
Description
Legal Duplex!!! Versatile property located on a quiet crescent, just minutes away from Fairview Mall, shopping plazas, schools, restaurants, parks, trails, LRT transit, Highway 8 and Highway 401. This home offers two self-contained units, each with its own kitchen and laundry, making it an ideal opportunity for investors or multi-generational families. The upper-level unit features 3 bedrooms and 1 bathroom, a spacious living room with abundant pot lights, and large windows that fill the space with natural light. The kitchen is generously sized, while the upgraded bathroom includes a modern walk-in shower with a stylish frameless glass enclosure. The lower-level unit comes with 2 bedrooms and 1 bathroom, accessible through a separate entrance via the carport. The entire home is carpet-free for easy maintenance. (id:63159)
Listing Information
- MLS®
- 40869624
- Data last synced
- October 12, 2026
SOLID STATE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOLID STATE REALTY INC.
MLS® Number: 40869624
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$401/sqft
Building average
—
No other active listings in this building
327 - Fairview/Kingsdale average
$447/sqft
18 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$319.42
Total monthly cost$3,927.19
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
