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Property Type: TownhouseOwnership: FreeholdRECENTLY LISTED
145 ACTIVA Avenue
Kitchener, ON N2E3T3
MLS® 40873612
68
Walk Score
48
Transit
49
Bike
$519,900
3 bed2.5 bath2 parking1,913 sqft
68
Walk Score
48
Transit
49
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 0.07 acres
- Frontage
- 27 feet
res-3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,922
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'0'' x 10'5'' |
| Bedroom | Second level | 9'0'' x 10'5'' |
| Primary Bedroom | Second level | 12'0'' x 13'0'' |
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 7'0'' x 7'0'' |
| Kitchen | Main level | 10'6'' x 16'0'' |
| Living room | Main level | 11'0'' x 17'0'' |
Description
An excellent opportunity to get into the market at 145 Activa Ave! This 3-bedroom, 1.5-bath end-unit townhouse offers an open-concept main floor with a vaulted ceiling in the living room, plus a finished basement for additional living space. Ready for some TLC and your personal touches, this home is priced with the opportunity in mind—ideal for first-time buyers looking to build equity. Garage and driveway parking provide space for two vehicles total. Conveniently located close to schools, shopping and highway access. Book your showing today! (id:63161)
Listing Information
- MLS®
- 40873612
- Data last synced
- October 25, 2026
Flux Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Flux Realty
MLS® Number: 40873612
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$272/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$360/sqft
37 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$422.83
Total monthly cost$3,106.21
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$26,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,821.90
Cash Needed at Closing
Minimum down payment$26,990
Estimated Land Transfer Tax (LTT)$6,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
