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Property Type: TownhouseOwnership: FreeholdRECENTLY LISTED
245 RED CLOVER Court
Kitchener, ON N2E4J5
MLS® 40873245
46
Walk Score
32
Transit
35
Bike
$609,900
3 bed3.5 bath3 parking1,308 sqft
46
Walk Score
32
Transit
35
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 19 feet
RES-5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,853
Interior
- Basement
- Finished, Full
- Heating
- Heat Pump
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| 4pc Bathroom | Second level | — |
| 2pc Bathroom | Main level | — |
| Recreation room | Basement | 12'4'' x 16'8'' |
| Bedroom | Second level | 10'0'' x 10'8'' |
| Bedroom | Second level | 14'4'' x 12'3'' |
| Primary Bedroom | Second level | 14'5'' x 10'4'' |
| Living room | Main level | 10'3'' x 17'3'' |
| Dining room | Main level | 9'11'' x 7'1'' |
| Kitchen | Main level | 9'10'' x 10'9'' |
Description
Welcome to this well-maintained 2-storey townhouse in desirable West Kitchener, offering a functional layout and numerous updates throughout. The main floor features a spacious living room, dining area, updated kitchen with modern cabinetry and countertops, and a convenient powder room, with access to the fully fenced backyard. With no rear neighbour, the backyard offers added privacy and an inviting space for relaxing or entertaining. The second floor offers 3 bedrooms and a full 4-piece bathroom. The fully finished basement adds valuable additional living space and features a full bathroom, providing flexibility for a recreation room, home office, guest area, or growing family. Major updates include finished basement with full bathroom, roof, HVAC system with furnace and heat pump, kitchen and bathroom cabinetry and countertops, refrigerator, dishwasher, washer and dryer, primary bedroom and backyard-facing bedroom windows, fencing, and automatic garage door opener. Conveniently located close to schools, parks, shopping, transit, major highways, and everyday amenities, this home offers a great combination of comfort, functionality, and valuable updates. Note: Some photos have been digitally decluttered. (id:63161)
Listing Information
- MLS®
- 40873245
- Data last synced
- October 23, 2026
CENTURY 21 GREEN REALTY INC
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 GREEN REALTY INC
MLS® Number: 40873245
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$466/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$352/sqft
37 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.9% ($35,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$487,920.00
Periodic payment — Principal & Interest (monthly)$3,147.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$386.08
Total monthly cost$3,533.98
Interest paid over 5-yr term$139,839.27
Balance at end of term$438,885.62
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,449.95
Cash Needed at Closing
Minimum down payment$35,990
Estimated Land Transfer Tax (LTT)$8,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
