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Property Type: Detached HouseOwnership: Freehold
166 NATCHEZ ROAD
Kitchener, ON N2B3L2
MLS® X13884646
$584,900
4 bed2.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 41.1 x 108 FT
- Frontage
- 41.1 feet
R2C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,968 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Third level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Foyer | Main level | — |
| Bedroom | Second level | — |
| Family room | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Third level | — |
| Office | Third level | — |
Description
You just found a fantastic family opportunity in a prime Kitchener location, steps from Heritage Park, Georgian Park, and great local schools! This charming 3-bedroom, 2-bathroom backsplit features a brand-new kitchen with shiny quartz counters, new flooring and doors throughout, and two newly remodeled bathrooms. The main floor boasts an open-concept living and dining area with a bright dinette leading to the side yard, while the mid-level offers a spacious rec room with a cozy gas fireplace and a versatile bonus room for an extra bedroom or office. Step outside to a private, fenced backyard with a spacious deck, and enjoy the convenience of parking for three vehicles plus quick access to Highways 7/8 and the 401. Book your private tour today before it's gone! (id:63161)
Listing Information
- MLS®
- X13884646
- Tax assessment year
- 2025
- Data last synced
- October 27, 2026
M1 Real Estate Brokerage Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: M1 Real Estate Brokerage Ltd
MLS® Number: X13884646
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($33,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$467,920.00
Periodic payment — Principal & Interest (monthly)$3,018.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$330.67
Total monthly cost$3,349.53
Interest paid over 5-yr term$134,107.22
Balance at end of term$420,895.55
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,275.49
Cash Needed at Closing
Minimum down payment$33,490
Estimated Land Transfer Tax (LTT)$8,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
