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Property Type: Detached HouseOwnership: Freehold
99 LORRAINE Avenue
Kitchener, ON N2B2N1
MLS® 40868064
$705,000
3 bed2.5 bath3 parking2,066 sqftBuilt 1967
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 54 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,471.07
Interior
- Basement
- Partially finished, Full
- Heating
- Baseboard heaters, Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 9'6'' x 11'3'' |
| Recreation room | Basement | 11'4'' x 19'6'' |
| Primary Bedroom | Second level | 11'11'' x 12'6'' |
| Bedroom | Second level | 10'1'' x 12'1'' |
| Bedroom | Second level | 9'5'' x 12'1'' |
| 4pc Bathroom | Second level | 7'0'' x 11'11'' |
| Living room | Main level | 9'11'' x 17'9'' |
| Dining room | Main level | 8'9'' x 11'6'' |
| Kitchen | Main level | 10'9'' x 11'6'' |
| 2pc Bathroom | Lower level | 4'1'' x 5'2'' |
| Sunroom | Lower level | 18'5'' x 21'1'' |
| Den | Lower level | 11'6'' x 19'8'' |
Description
Welcome to this home to grow your family in, with 3 beds, 2 baths and 4 levels of living space and a bonus 3 season sun room along with a attatched single car garage you simply have to move in and be ready for Christmas and enjoy! Come to open house this saturday from 2-4 or book a private showing today. (id:63161)
Listing Information
- MLS®
- 40868064
- Data last synced
- October 26, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40868064
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$341/sqft
Building average
—
No other active listings in this building
224 - Heritage Park/Rosemount average
$403/sqft
20 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.5% ($45,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$564,000.00
Periodic payment — Principal & Interest (monthly)$3,638.74
Additional monthly expenses (condo fees, tax, utilities, etc.)$475.59
Total monthly cost$4,114.33
Interest paid over 5-yr term$161,644.02
Balance at end of term$507,319.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$45,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,113.59
Cash Needed at Closing
Minimum down payment$45,500
Estimated Land Transfer Tax (LTT)$10,575
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
