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Property Type: Detached HouseOwnership: Freehold
17 WHITNEY PLACE
Kitchener, ON N2G2X6
MLS® X13605910
$679,000
3 bed2.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 28 x 97.7 FT
- Frontage
- 28 feet
R2B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,527 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Family room | Basement | — |
| Loft | Third level | — |
Description
CHARM MEETS MODERN in this beautifully updated century home, where timeless character blends seamlessly with today's comforts. Situated on a quiet, tree-lined street in a sought-after central Downtown Kitchener neighbourhood, this impressive home welcomes you with a grand front porch and perennial garden. Inside, you'll find a bright, open layout featuring a spacious foyer, inviting living and dining rooms, and a stunning kitchen professionally renovated by Benchmark Renovations. Upstairs offers three well-appointed bedrooms and a beautifully updated 4-piece bathroom. The third-floor attic provides excellent storage space, an office or play area. The finished basement is perfect for relaxing or entertaining, complete with pot lights, a spacious family/recreation room, a convenient 2-piece bathroom, and laundry area. Enjoy sunny afternoons on the peaceful backyard deck, surrounded by mature landscaping. Major updates include a 240-volt electric vehicle charging outlet. Ideally located just a short walk to the Iron Horse Trail, Victoria Park, the ION LRT, vibrant Downtown Kitchener, and an incredible selection of restaurants, cafés, boutiques, and local shops. This is your opportunity to enjoy the perfect balance of historic charm, thoughtful updates, and unbeatable walkability in one of Kitchener's most desirable neighbourhoods. Don't miss this exceptional home! *** For the full HD video tour, click the Multimedia link on REALTOR.ca and book your showing today*** (id:63161)
Listing Information
- MLS®
- X13605910
- Tax assessment year
- 2025
- Data last synced
- October 25, 2026
Century 21 Miller Real Estate Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Miller Real Estate Ltd.
MLS® Number: X13605910
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
379 m away
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (condo fees, tax, utilities, etc.)$293.92
Total monthly cost$3,798.46
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,932.15
Cash Needed at Closing
Minimum down payment$42,900
Estimated Land Transfer Tax (LTT)$10,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
