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Property Type: TownhouseOwnership: Condominium
17G - 1989 OTTAWA STREET S
Kitchener, ON N2E0G7
MLS® X13799136
$384,900
2 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
R6
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $291/mo
- Annual property tax
- $3,487 (2026)
Maintenance Fee Includes
Also included: Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Kitchen | Main level | — |
Description
Welcome to 1989 Ottawa Street South, Unit 17G! Offering close to 1,000 sq. ft. of bright, one-level living space, this inviting unit combines a functional layout with modern finishes and everyday convenience. The open-concept living and dining area is filled with natural light from the large windows and features wide-plank flooring, while the two bedrooms have brand-new carpeting. The kitchen features quartz countertops, stainless steel appliances and a stylish tile backsplash, with plenty of space to cook and entertain. Storage is another bonus, with an entry closet plus an additional closet ideal for a pantry or extra storage, along with a convenient in-suite laundry area. Step outside to your own outdoor seating area, perfect for morning coffee or relaxing at the end of the day. Your parking space is located directly in front of the unit, making day-to-day living even easier. Located in the sought-after Laurentian West neighbourhood, this well-maintained community puts you close to shopping, parks, and walking trails, with easy access to Highway 7/8 and the 401 for commuters. Ideal for first-time buyers, downsizers, or investors looking for low-maintenance, single-level living in a convenient, well-connected location. Some photos displayed are virtually staged. (43783394) (id:63159)
Listing Information
- MLS®
- X13799136
- Tax assessment year
- 2026
- Data last synced
- September 18, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13799136
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$307,920.00
Periodic payment — Principal & Interest (monthly)$1,986.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$581.22
Total monthly cost$2,567.82
Interest paid over 5-yr term$88,250.76
Balance at end of term$276,975.04
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,835.19
Cash Needed at Closing
Minimum down payment$19,245
Estimated Land Transfer Tax (LTT)$4,249
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,994
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
