Loading…
Property Type: Detached HouseOwnership: Freehold
18 CAMROSE COURT
Kitchener, ON N2M5J4
MLS® X13836726
$674,000
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 31.2 x 131.7 FT ; 131.5 ft x 31.32 ft x 131.62 ft x 31.22
- Frontage
- 31.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,908.64
Interior
- Basement
- Finished, N/A
- Heating
- Heat Pump, Electric, Other
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Games room | Basement | — |
| Den | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to Victoria Hills! Nestled on a quiet, tree-lined street and backing onto a park, this charming home offers a fantastic lot with mature trees, privacy, and plenty of outdoor space. Enjoy summer days in the above-ground pool, relax around the firepit, or entertain on the spacious deck from the cozy gazebo/solarium. Fully fenced backyard is ideal for kids and dogs. Inside, you'll find a bright, functional layout with a spacious living area, open-concept kitchen with an abundance of counter space, 3 bedrooms, and a 4-piece family bath. The fully finished basement adds valuable living space with a 3-piece bath and laundry-perfect for a family room, home office, or play area. Recent updates include 4 ductless High Efficiency heating/cooling systems for year-round comfort (2024), new carpet (2025), main floor laminate (2026), Tub surround (2026). Complete with a single-car garage, ample parking, and close to parks, schools, shopping, and transit. A great opportunity for first-time buyers! (id:63161)
Listing Information
- MLS®
- X13836726
- Data last synced
- October 26, 2026
LifeStyle International Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LifeStyle International Realty Inc
MLS® Number: X13836726
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$539,200.00
Periodic payment — Principal & Interest (monthly)$3,478.74
Additional monthly expenses (condo fees, tax, utilities, etc.)$325.72
Total monthly cost$3,804.46
Interest paid over 5-yr term$154,536.27
Balance at end of term$485,012.14
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,400
Stress test qualifying rate8.19%
Payment you must qualify for$4,897.26
Cash Needed at Closing
Minimum down payment$42,400
Estimated Land Transfer Tax (LTT)$9,955
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
