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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
18 CUMBERLAND PLACE
Kitchener, ON N2N2W1
MLS® X14120280
56
Walk Score
37
Transit
58
Bike
$925,000
4 bed2 bath6 parking
56
Walk Score
37
Transit
58
Bike
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 55.8 x 148 FT
- Frontage
- 55.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,373 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Bathroom | Lower level | — |
| Recreational, Games room | Basement | — |
| Other | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Family room | Lower level | — |
| Bedroom 4 | Lower level | — |
Description
Welcome to your next chapter in one of Kitchener's most sought after neighbourhoods. Welcome to 18 Cumberland Place where pride of ownership is evident everywhere you look. This beautifully updated 4-bedroom, 2-bath home is nestled in a pleasant and peaceful court setting. Thoughtfully renovated and impeccably maintained, this move-in-ready property offers the perfect blend of style, comfort, and functionality for today's family. Inside, you'll find bright, inviting living spaces and modern finishes designed for effortless everyday living. Step outside to your own private backyard oasis, where a stunning inground pool creates the perfect setting for relaxing summer afternoons, entertaining friends and making lasting family memories. Conveniently located close to excellent schools, parks, shopping and much more, this exceptional home offers the lifestyle you've been searching for. Too many upgrades to list here, ask us for the list. TAKE ADVANTAGE OF THIS OPPORTUNITY AND COME SEE IT TODAY! (id:63161)
Listing Information
- MLS®
- X14120280
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Red And White Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Red And White Realty Inc
MLS® Number: X14120280
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (condo fees, tax, utilities, etc.)$447.75
Total monthly cost$5,221.98
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$67,500
Stress test qualifying rate8.19%
Payment you must qualify for$6,648.83
Cash Needed at Closing
Minimum down payment$67,500
Estimated Land Transfer Tax (LTT)$14,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
