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Property Type: Detached HouseOwnership: Freehold
56 SPRUCEDALE CRESCENT
Kitchener, ON N2N2T3
MLS® X13742388
$1,049,900
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 48 x 110 FT
- Frontage
- 48 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Air exchanger, None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bedroom | Second level | — |
| Loft | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Mud room | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
ANOTHER QUALITY BUILD BY NEW VILLA GROUP! The "Brayden" features an open concept main floor with imported ceramic and engineered hardwood flooring. Spacious eat in kitchen with a large centre island. Quality custom cabinetry with soft close cabinets and quartz countertops. The second floor does not dissapoint with 4 large bedrooms including the massive primary bedroom complete with a spa inspired 5 piece ensuite with a stand alone soaker tub and a large glass walk in shower. Second floor laundry room. 9 foot ceilings through the main, second and basement levels. 8ft interior doors all come standard. Located in a sought after crescent location close to all amenities this quality home is sure to impress. (id:63159)
Listing Information
- MLS®
- X13742388
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13742388
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($79,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$839,920.00
Periodic payment — Principal & Interest (monthly)$5,418.88
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$5,418.88
Interest paid over 5-yr term$240,723.49
Balance at end of term$755,510.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$79,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,520.43
Cash Needed at Closing
Minimum down payment$79,990
Estimated Land Transfer Tax (LTT)$17,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
