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Property Type: TownhouseOwnership: Condominium
190 CENTURY HILL Drive Unit# A5
Kitchener, ON N2E0G9
MLS® 40852470
$300,000
2 bed1 bath1 parking759 sqftBuilt 2018
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 1
R6
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $250/mo
- Annual property tax
- $2,822
Maintenance Fee Includes
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 8'7'' x 11'9'' |
| 4pc Bathroom | Main level | '' |
| Kitchen | Main level | 8'1'' x 8'9'' |
| Living room | Main level | 16'9'' x 12'4'' |
| Primary Bedroom | Main level | 12'4'' x 9'2'' |
Description
This modern executive condo unit is strategically positioned in its prime location! Less than 10-minutes from Highway 401 and Conestoga College, this location is ideal for commuters and students. Nature enthusiast will love being across the street from Steckle Woods offering scenic walking trails. With nearby shopping, dining and parks, everything you need is within reach. Whether you're an investor looking for an excellent opportunity, downsizers or young professionals searching for the perfect home. (id:63159)
Listing Information
- MLS®
- 40852470
- Data last synced
- September 15, 2026
CENTURY 21 PEOPLE'S CHOICE REALTY INC. BROKERAGE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 PEOPLE'S CHOICE REALTY INC. BROKERAGE
MLS® Number: 40852470
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$395/sqft
Building average
—
No other active listings in this building
331 - Alpine Village/Country Hills average
$342/sqft
14 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($15,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$240,000.00
Periodic payment — Principal & Interest (monthly)$1,548.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$523.17
Total monthly cost$2,071.57
Interest paid over 5-yr term$68,784.69
Balance at end of term$215,880.78
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$15,000
Stress test qualifying rate8.19%
Payment you must qualify for$2,209.82
Cash Needed at Closing
Minimum down payment$15,000
Estimated Land Transfer Tax (LTT)$2,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
