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Property Type: TownhouseOwnership: Condominium
440 PIONEER Drive Unit# 3
Kitchener, ON N2P1H6
MLS® 40853011
$350,000
3 bed2.5 bath1 parking956 sqftBuilt 1975
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
R2B
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $545/mo
- Annual property tax
- $2,103
Maintenance Fee Includes
WaterManagement
Also included: Common Area Maintenance, Landscaping, Insurance
Interior
- Basement
- Partially finished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 18'11'' x 17'4'' |
| 2pc Bathroom | Basement | 2'3'' x 5'7'' |
| Bedroom | Second level | 11'7'' x 9'1'' |
| Bedroom | Second level | 10'9'' x 10'11'' |
| Primary Bedroom | Second level | 12'7'' x 10'11'' |
| 4pc Bathroom | Second level | 7'4'' x 6'9'' |
| Living room | Main level | 9'4'' x 8'7'' |
| Kitchen | Main level | 8'7'' x 8'5'' |
| Dining room | Main level | 15'11'' x 14'1'' |
Description
Motivated Seller ! This beautifully updated 3-bedroom, 2-bathroom townhome offers exceptional value with a walkout basement featuring s a convenient 2-piece bathroom and large Living Space. Recent updates include Electrical, kitchen, paint and flooring, giving this home a fresh, move-in-ready feel. Plus, Water is included in the condo fees for added value and convenience. Step outside to your private terrace above the carport—the perfect spot to enjoy your maintenance free outdoor space. Ideally located close to Shopping Centers, Conestoga College and Highway 401, making commuting and everyday amenities easily accessible. A fantastic opportunity for first-time buyers, families, or investors! (id:63159)
Listing Information
- MLS®
- 40853011
- Data last synced
- October 9, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40853011
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$366/sqft
Building average
—
No other active listings in this building
335 - Pioneer Park/Doon/Wyldwoods average
$379/sqft
41 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$280,000.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (condo fees, tax, utilities, etc.)$768.66
Total monthly cost$2,575.12
Interest paid over 5-yr term$80,248.80
Balance at end of term$251,860.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,500
Stress test qualifying rate8.19%
Payment you must qualify for$2,578.12
Cash Needed at Closing
Minimum down payment$17,500
Estimated Land Transfer Tax (LTT)$3,725
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
