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Property Type: TownhouseOwnership: CondominiumNEW LISTING
20 - 187 GRULKE STREET
Kitchener, ON N2A2S6
MLS® X14118256
61
Walk Score
43
Transit
51
Bike
$399,900
3 bed2 full, 2 half bath2 parking
61
Walk Score
43
Transit
51
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $513/mo
- Annual property tax
- $2,239 (2025)
Maintenance Fee Includes
Also included: Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Description
Attention Investors & Renovators! This home requires work and offers an excellent opportunity to bring your vision and creativity to life. With some TLC, renovations, and your personal touch, this property has great potential! Welcome to #20-187 Grulke Street, Kitchener, located in the desirable Centreville neighbourhood! This 3-storey townhouse offers 3 bedrooms, 2 bathrooms & a functional layout designed for comfortable everyday living. The main level features a finished rec room with walkout access to the back deck, perfect for relaxing, entertaining or creating a home office or playroom. This level also includes a convenient 2-piece bathroom, laundry room, utility room, additional storage space & direct access to the single-car garage. The second floor offers a spacious, bright living room with walkout to a private balcony, providing the perfect spot to enjoy your morning coffee or unwind after a long day. A functional kitchen & adjoining dining room complete this level, offering plenty of space for family meals & entertaining. Upstairs, the third floor features 3 bedrooms, including a spacious primary bedroom with a walk-in closet, along with a shared 3-piece bathroom. Parking for 2 vehicles, including 1 space in the attached garage & 1 in the driveway. Ideally situated just minutes from Fairview Park Mall, Chicopee Ski Resort, schools, parks, public transit, shopping, restaurants & everyday amenities, with convenient access to major highways for commuters. Whether you're a first-time buyer, growing family or investor, this townhouse offers a fantastic opportunity to enjoy comfortable living in a convenient Kitchener location. Don't miss your chance to call this home! Estate Sale - Property being sold as is where is with no representation or warranty. (id:63161)
Listing Information
- MLS®
- X14118256
- Tax assessment year
- 2025
- Data last synced
- October 28, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14118256
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$699.56
Total monthly cost$2,763.58
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
