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Property Type: TownhouseOwnership: CondominiumRECENTLY LISTED
25 - 121 MORGAN AVENUE
Kitchener, ON N2A2M4
MLS® X14107608
68
Walk Score
55
Transit
44
Bike
$449,900
3 bed2.5 bath2 parking
68
Walk Score
55
Transit
44
Bike
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
R5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $405/mo
- Annual property tax
- $2,388 (2026)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- Finished, Walk out, N/A
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Eating area | Main level | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Basement | — |
| Recreational, Games room | Basement | — |
Description
MOVE-IN READY, BEAUTIFULLY UPDATED & AN EXCEPTIONAL VALUE! Welcome to 25-121 Morgan Avenue, the perfect place to call home! Whether you're a first-time buyer, a growing family, or simply looking for a comfortable, low-maintenance lifestyle, this beautifully refreshed 3-bedroom, 2-bathroom townhome checks all the boxes! Step inside and discover a warm, inviting home that's been thoughtfully updated and is ready for you to move right in. The spacious primary bedroom offers the luxury of two closets, including a walk-in, while the convenience of main-floor laundry makes everyday living a breeze. The walkout basement leads to your own private, fully fenced backyard with a deck-an ideal space for summer barbecues, outdoor entertaining, or simply relaxing at the end of the day. LOCATION, LOCATION, LOCATION! Situated in a convenient, family-friendly neighbourhood, you'll love being just minutes from Howard Robertson Elementary School, with public transit, shopping, parks, and everyday amenities all close at hand. Even better, this home is part of a well-managed condominium community with lower than most monthly fees, offering excellent value and peace of mind. Freshly updated, move-in ready, and perfectly located, this is an incredible opportunity to get into the market and start making memories in a home of your own! Don't miss it! (id:63161)
Listing Information
- MLS®
- X14107608
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14107608
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$604.00
Total monthly cost$2,926.08
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
